Global payment connectivity

Ever-growing connectivity options

Connect to global and domestic payment schemes through a single API and dashboard.

Scaling connectivity

We are expanding our connectivity to major payment rails worldwide. With native ISO 20022 support and a growing roadmap, Mambu is built to accommodate evolving connectivity needs across markets.

Swift

Access Swift’s global network, connecting to 12,000+ institutions through a certified Swift Business Connect provider. Enable cross-border payments with connectivity and ISO 20022-ready infrastructure.

SEPA

Process SEPA Credit Transfers, Instant Credit Transfers, and Direct Debits across Europe with ease. Connect via a sponsor bank or direct clearing access through a single managed scheme connectivity layer.

RTGS (T2)

Send and receive high-value euro payments securely through direct or indirect access to the Eurosystem’s real-time gross settlement system, delivered through managed RTGS (T2) connectivity.

Bacs

Automate Bacs Direct Debit and Credit flows through a fully managed, API-first bureau authorised by Pay.UK. Simplify connectivity without maintaining your own Bacstel-IP setup, smartcards, or file-signing infrastructure.

Faster Payments

Enable near real-time GBP payments in the UK through fully managed access to the Faster Payments scheme. Integrate real-time transfers through sponsor bank connectivity and unified scheme orchestration.

CHAPS

Send and receive high-value, time-critical GBP payments through indirect access to the UK’s real-time gross settlement system. Access CHAPS through managed connectivity designed for large-value processing.

Your last payments integration

Eliminate integration overhead with one connectivity layer

Last-mile bank connectivity

Centralise bank connectivity through Mambu’s fully managed last-mile service. Remove bespoke integrations while offloading onboarding, compliance, and ongoing operational maintenance.

Features

  • End-to-end bank connectivity with partner banks, including onboarding, maintenance, and upgrades.

  • Regulatory compliance support, including ISO 20022 and instant payment requirements.

  • Access multiple partner banks through one API, eliminating the complexity of individual bank protocols.

  • Real-time monitoring and operational support ensuring uptime, resolution, and smooth transactions.

Last-mile scheme connectivity

Access major payment schemes through managed integrations. Replace fragmented scheme connectivity with one standard integration built for secure, compliant multi-rail payments.

Features

  • Connectivity to Swift, SEPA, T2, Bacs, FPS, CHAPS, and other major payment systems.

  • Managed scheme compliance through evolving rulebooks, formats (ISO 20022), and certifications.

  • Access multiple schemes through one standard API, reducing fragmentation and infrastructure complexity.

  • Real-time monitoring and operational support ensuring uptime, resolution and reliable clearing and settlement.

Global infrastructure. Local expertise.

Global payment connectivity built for regional payment systems

Universal gateway provides connectivity to regional payment schemes and partner banks, enabling institutions to expand across markets without rebuilding integrations.

Europe

Support euro payment flows through infrastructure aligned with SEPA and RTGS (T2), designed to meet evolving EU regulatory requirements.

United Kingdom

Access the UK’s core payment rails including Bacs, Faster Payments and CHAPS through connectivity aligned with local operational and regulatory standards.

United States

Operate within a complex multi-rail environment using infrastructure designed for real-time payments and evolving US regulatory requirements.

Latin America

Connect to evolving payment ecosystems through multi-rail infrastructure designed for regulatory variation and emerging scheme models.

Asia Pacific

Support real-time payment ecosystems across APAC with infrastructure designed to adapt to evolving scheme rules and regional regulatory frameworks.

Looking for connectivity in a specific market?


Bank coverage

Explore our growing network of partner banks

Support & compliance

An extension of your payments team

Mambu manages scheme rulebooks, certifications, ISO 20022 updates and connectivity maintenance across banks and payment schemes. Your team stays focused on growth while Mambu keeps payments compliant and operational.

  • Accelerated time-to-market with ready-to-use, compliant connectivity.

  • Eliminated operational complexity related to integrations.

  • Effortless scalability with new payment schemes and banking partners.

  • Fully managed connectivity so you can focus on innovation and growth.

  • Scalable transaction volumes without additional technical burden.

Customer stories

Powering payments for leading institutions

Western Union launched its digital banking app on Mambu and modernised its European payments, expanding beyond money movement into modern banking and payments.

4

live European markets
(DE, IT, RO, PL)

6

months from
legacy to
Payments Hub

100%

SWIFT, SEPA, &
T2 payments
processed

Let’s get started

Move forward
with Mambu


Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.