Payments
Universal gateway
Connect to banks and payment schemes worldwide through a single managed connectivity layer, enabling real-time and cross-border payments without complex integrations.
Trusted by leading institutions worldwide
Global payment connectivity
Ever-growing connectivity options
Connect to global and domestic payment schemes through a single API and dashboard.
Scaling connectivity
We are expanding our connectivity to major payment rails worldwide. With native ISO 20022 support and a growing roadmap, Mambu is built to accommodate evolving connectivity needs across markets.
Swift
Access Swift’s global network, connecting to 12,000+ institutions through a certified Swift Business Connect provider. Enable cross-border payments with connectivity and ISO 20022-ready infrastructure.
SEPA
Process SEPA Credit Transfers, Instant Credit Transfers, and Direct Debits across Europe with ease. Connect via a sponsor bank or direct clearing access through a single managed scheme connectivity layer.
RTGS (T2)
Send and receive high-value euro payments securely through direct or indirect access to the Eurosystem’s real-time gross settlement system, delivered through managed RTGS (T2) connectivity.
Bacs
Automate Bacs Direct Debit and Credit flows through a fully managed, API-first bureau authorised by Pay.UK. Simplify connectivity without maintaining your own Bacstel-IP setup, smartcards, or file-signing infrastructure.
Faster Payments
Enable near real-time GBP payments in the UK through fully managed access to the Faster Payments scheme. Integrate real-time transfers through sponsor bank connectivity and unified scheme orchestration.
CHAPS
Send and receive high-value, time-critical GBP payments through indirect access to the UK’s real-time gross settlement system. Access CHAPS through managed connectivity designed for large-value processing.
Your last payments integration
Eliminate integration overhead with one connectivity layer
Last-mile bank connectivity
Centralise bank connectivity through Mambu’s fully managed last-mile service. Remove bespoke integrations while offloading onboarding, compliance, and ongoing operational maintenance.
Features
- End-to-end bank connectivity with partner banks, including onboarding, maintenance, and upgrades.
- Regulatory compliance support, including ISO 20022 and instant payment requirements.
- Access multiple partner banks through one API, eliminating the complexity of individual bank protocols.
- Real-time monitoring and operational support ensuring uptime, resolution, and smooth transactions.
Last-mile scheme connectivity
Access major payment schemes through managed integrations. Replace fragmented scheme connectivity with one standard integration built for secure, compliant multi-rail payments.
Features
- Connectivity to Swift, SEPA, T2, Bacs, FPS, CHAPS, and other major payment systems.
- Managed scheme compliance through evolving rulebooks, formats (ISO 20022), and certifications.
- Access multiple schemes through one standard API, reducing fragmentation and infrastructure complexity.
- Real-time monitoring and operational support ensuring uptime, resolution and reliable clearing and settlement.
Global infrastructure. Local expertise.
Global payment connectivity built for regional payment systems
Universal gateway provides connectivity to regional payment schemes and partner banks, enabling institutions to expand across markets without rebuilding integrations.
Europe
Support euro payment flows through infrastructure aligned with SEPA and RTGS (T2), designed to meet evolving EU regulatory requirements.
United Kingdom
Access the UK’s core payment rails including Bacs, Faster Payments and CHAPS through connectivity aligned with local operational and regulatory standards.
United States
Operate within a complex multi-rail environment using infrastructure designed for real-time payments and evolving US regulatory requirements.
Latin America
Connect to evolving payment ecosystems through multi-rail infrastructure designed for regulatory variation and emerging scheme models.
Asia Pacific
Support real-time payment ecosystems across APAC with infrastructure designed to adapt to evolving scheme rules and regional regulatory frameworks.
Support & compliance
An extension of your payments team
Mambu manages scheme rulebooks, certifications, ISO 20022 updates and connectivity maintenance across banks and payment schemes. Your team stays focused on growth while Mambu keeps payments compliant and operational.
- Accelerated time-to-market with ready-to-use, compliant connectivity.
- Eliminated operational complexity related to integrations.
- Effortless scalability with new payment schemes and banking partners.
- Fully managed connectivity so you can focus on innovation and growth.
- Scalable transaction volumes without additional technical burden.
Customer stories
Powering payments for leading institutions
Western Union launched its digital banking app on Mambu and modernised its European payments, expanding beyond money movement into modern banking and payments.
4
live European markets
(DE, IT, RO, PL)
(DE, IT, RO, PL)
6
months from
legacy to
Payments Hub
legacy to
Payments Hub
100%
SWIFT, SEPA, &
T2 payments
processed
T2 payments
processed
Insights
Insights to power your transformation
Let’s get started
Move forward
with Mambu
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.
© Mambu 2026