Payments

Verification of Payee


Meet EU Verification of Payee requirements with a managed Routing and Verification Mechanism (RVM), integrating IBAN and payee name checks into your payment flows.

Trusted implementation

Operate VOP with a trusted infrastructure partner

Deploy a managed VOP solution backed by scheme connectivity experience, certification expertise and secure cloud infrastructure.


Trust
  • Proven VOP and RVM scheme connectivity

  • Live integrations in regulated environments

  • EPC-aligned VOP implementation

  • Built for regulated PSP environments


Implementation
  • Certification support for EU Article 5c

  • Testing sandbox and integration support

  • Easy integration with your payment stack

  • Compliance with scheme updates


Security
  • Shared or dedicated cloud hosting

  • Encrypted data handling and obfuscation

  • Rate limiting and transaction monitoring

  • 99.999% historical availability

Customer stories

Powering payments for leading institutions

Western Union launched its digital banking app on Mambu and modernised its European payments, expanding beyond money movement into modern banking and payments.

4

live European markets
(DE, IT, RO, PL)

6

months from
legacy to
Payments Hub

100%

SWIFT, SEPA, &
T2 payments
processed

Explore more payment solutions

Extend your payments architecture


Payments hub

Centralise payment processing, liquidity management and reconciliations across banks and schemes in one control layer.


Universal gateway

Connect to global payment schemes and partner banks through a fully managed connectivity layer that simplifies multi-bank, multi-scheme payments.


Core banking platform

Power deposits, lending, and payments on a cloud-native core banking platform built to scale modern financial products and digital banking experiences.

Let's get started

Move forward
with Mambu

Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.