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Get behind these tech-savvy consumers who manage their money online, having increasingly adopted digital banking services during the pandemic.

Finance giants of today are competing with new features to court and attract the emerging financial tribes of the post-pandemic era. With pillars like engagement and customer experience spilling over in every realm of the digital economy, unzipping the secret to a new customer segmentation model can become foundational in providing the right digital baking experience for the right customer.

Among today’s emerging finance segments - or tribes - Techcelerators is one of the most important groups. Here’s why:

Techcelerators are typically middle-aged individuals who generally own their assets. Despite being relatively recent converts to the world of digital banking, they have since fully embraced the online modus operandi. In the last 20 months, they went from withdrawing cash from ATMs to shopping online using contactless technologies, and if they once saw online banking services as a nice-to-have, they now see it as a necessity.

How has the pandemic affected their spending habits

Despite about ⅓ of techcelerators agree that their spending habits are ‘conservative’, 69% of them admit to having used digital banking services more frequently and 14% even switched banks during the pandemic. Nonetheless, almost all customers in this tribe value a long-standing relationship with a bank. So how to make sense of this data, capture this segment and provide value for them?

How banks can engage techcelerators

As highlighted in Mambu’s free-to-download report, The financial tribes you need to know, there are three critical elements to engage with this tribe:


Find out the full report here, as part of our consumer and research series Disruption Diaries.

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