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DACH’s new fintech sector

Geographically central to Europe and with the continent’s wealthiest consumers, Austria, Germany and Switzerland are in many ways the vanguard of the continent’s economy. The ingredients for fintech innovation have also always been strong.

And the DACH nations, long seen as laggards of consumer financial technology, are increasingly emerging as pioneers, as the pandemic has accelerated a transition to digital financial services, including digital payment methods.

Rising interest rates, persistent inflation, geopolitical instability and steep falls in the share prices of listed tech companies - the start of 2022 has produced a potent combination of uncertainty for early stage startups and their founders. How should fintechs in DACH look to stay the course through this matrix of changes in the business environment?

This findexable report will explore two key challenges for success:

  • How can fintechs equip themselves for an environment of constant change?
  • The need to build effective partnerships that allow individual businesses to focus on specific challenges within wider networks that provide customers with a complete service.

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Fintech in Europe
We actually see some people founding in Switzerland because you can get a fintech licence in three months, and then begin to offer services.
Anton Langbroek
General Manager DACH & CEE, Mambu

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