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In this current era of digitalization and personalization, the concept of open banking has been rapidly disclosed among experts, and perhaps consumers. The term itself refers to a business model where data can be exchanged in order to be used for various inquiries inside the financial ecosystem.

With the rise of consumers’ demand in regards to financial ecosystem digitalization, it is expected that the financial trends, like payment initiation, online loans, e-commerce utilization, and others will exponentially increase in terms of number of users and also transaction volume.

Banks and fintech are expected to accommodate these demands with key innovations, specifically in Open Banking and Open API, to maximize both business growth and financial inclusion in Indonesia.

Watch this free on demand webinar as Mambu, Brankas and Asosiasi FinTech Indonesia (AFTECH)  jointly share our views on:

  • Indonesia’s Open banking policy development.
  • Observations of the open banking landscape, from Europe’s adoption to Indonesia’s current situation.
  • What are the advantages for banks who embrace open banking?

Budi Gandasoebrata is Managing Director of GoPay and AFTECH Secretary General. Budi has been contributing significantly to the fast- pace progress of GoPay as Indonesia’s leading electronic money for any payment transaction that you can use through Gojek app. Since the launch of Gojek app in 2015, Gojek’s technology - including GoPay, has improved the lives for millions of people while empowering the informal sector and Micro, Small and Medium Enterprises (MSMEs).

Image of Budi Gandasoebrata