Islamic banking

Build and launch Shari'ah-compliant financial solutions with Mambu’s advanced cloud-native banking technology. Our flexible, composable platform allows you to build and launch the products needed to meet demand.

Our Islamic funding products

Build and launch Shari'ah-compliant funding products to delight your customers with modern and convenient banking experiences.

Wadiah

Provide a 100% Shari'ah compliant account and a worry-free way for your customers to safeguard their wealth.

No overdrafts, fees, or charges
Potential of a gracious hibah (gift)
Financial practices aligned with your customers' beliefs

Qard Hassan

Offer the flexibility and convenience of a current account without any profit or loss sharing.

Peace of mind
Deposits are always secure
Reward loyalty customers with a discretionary hibah (gift)

Tawarruq

Give your customers a smart and convenient way to invest their money and earn a fixed return.

Flexibility to choose from a variety of deposits and savings accounts
Match financial needs with ambitions

Mudarabah

Offer your customers an opportunity to deposit funds and share in the potential profits on an investment.

Share investment performance
Share in the benefits of your professional management expertise
Returns are not fixed or guaranteed

Wakala

Provide customers with a lower-risk investment option and opportunity to earn a return on their deposits at an agreed cap rate.

Certainty of a fixed return
Opportunity to benefit from your investment expertise
100% Shari'ah-compliant

LATEST REPORT

The shape of Islamic finance in 2024

The increasing demand for Islamic banking products has created a large opportunity for banks and lenders around the world.

With 86% of millennial and Gen Z Muslims stressing the importance of ethical investments, banks now need to ensure they explore further ethical products and services to draw in more Muslim and ethical consumers.

Our latest report looks at how Islamic financial institutions can gain greater agility and speed.

Innovation meets traditional values

Innovative products

Design and launch a range of Islamic funding products tailored to the diverse needs of modern customers, ensuring compliance, convenience, and customer satisfaction.

Ethical financial practices

Ensure full compliance with Islamic law and Shari'ah rules and guidelines at every step. Mambu helps you to serve customers with practices aligned to ethical values.

Why Mambu?

Innovate at speed

Design, build, and launch Islamic funding products with our platform that is always up to date and compliant with the latest regulations to ensure faster time-to-market.

Cloud-native flexibility

Scale up or down as needed with our cloud-native platform that can handle high volumes of transactions and data, and adapt to changing customer needs and market demands.

Learn about a multi-cloud approach

Delightful experiences

Deliver modern and personalised financial experiences with our Islamic banking solution, which allows you to create customised products to meet customer needs and preferences.

Explore our cloud banking platform

Take a deeper dive

Trends

Report - Aug 4, 2021

Faith & finance: The changing face of Islamic banking

Will millennials and Gen Z’ers drive growth in Islamic finance? How important are ethics and social responsibility to them? We conducted a global survey of the younger Muslim community to find out.

Banking

Article - Nov 5, 2020

Blue ocean: The changing landscape of Islamic finance

Digitisation is helping banks throughout the GCC reach new customers and provide them with products that are aligned with their ethical codes.

Banking

Article - Feb 11, 2022

How to build a winning value proposition for your speedboat in four clear steps

Transforming the core business is a survival must, and incumbents are increasingly building new value propositions or speedboats that can capture additional synergies and open new strategic avenues such as business diversification, new revenue streams, keep the pace with market and customer change, or build more agile, innovative, and efficient operating models.