Founded in 2018, P.F.C. (Personal Finance Co.) is Sweden’s first personal finance app.
Stored value cards
Want to provide an ecommerce entry point for communities? A safe tool to travel money or budgeting students? Or a secure instrument to deliver benefits, welfare or disbursements? Or simply a way to give gifts and incentivise loyalty? Stored value cards do all this and more.
Safe, flexible, accessible spending power
Mambu’s dynamic deposit engine, comprehensive toolkit, and connected ecosystem make building your own stored value card (SVC) offering simple. Our unique composable nature and fully cloud native infrastructure lets you create, launch, upgrade and enhance stored value accounts on demand, and offer innovative stored value cards quickly, effortlessly, and with cost efficiency.Get in touch
Build prepaid cards, your way
Closed, open or both
Choose to build your brand or keep spending contained with a closed loop prepaid card that’s restricted to your chosen establishments. Or offer wider acceptance and appeal with a ‘use anywhere’ open loop card. Mambu lets you do both, to match business or consumer needs.
One solution, many uses
Our stored value accounts power SVCs at the back end so you’re free to innovate out front. There’s no limit to your prepaid portfolio – from general purpose reloadable debit cards, gifting, incentive and travel money cards to ticketing, health, government benefit/disbursement and even payroll cards.
Inclusive and empowering
SVCs offer convenient alternatives to cash, bank and credit cards, especially for people who don’t have a smartphone, web access or bank account. They can be used in-store and online by providing an entry point to card and digital payments.
Run and reload
Each SVC is assigned a digital account ID which is used to manage card parameters and provide simple, fast, flexible top up options including manual ad-hoc, recurring or balance-driven. Whether the aim is to create closed loop gift cards or provide access, you are in control.
Powerful business case
Stored value accounts are one of the easiest ways to enable access to the card payment ecosystem for a wider demographic. Create fully customised stored value instruments with minimal investment and effort.
Mambu alleviates the need for complex programming and cumbersome tech resources. You get the intuitive features needed to design and manage successful SVC products.
Launch, load and go!
With Mambu, you can capture a slice of the booming prepaid market by offering reloadable and non-reloadable open and closed loop cards straight away. SVCs can be used by any business type*, allowing them to be more competitive while empowering their customers with spending ease. Plus, users don’t need a traditional bank account to own, load or redeem them.
* Local e-money licence to provide payments services and hold funds may be required in some countries.
Wide range implementations
- Financial institution
- Closed loop cards
(restricted to specific establishments)
- Open loop cards
- Reloadable/top ups
- Fixed pre-loaded value
- Closed loop cards
- General-purpose reloadable cards
- Gift & rewards cards
- Government benefits & stimulus payments
- Payroll cards
- Disbursement & expense cards
Digital wallets: how – and why – to seize this opportunity
The most inclusive, simplest option
Timo, TNEX and Cake - lead Vietnam’s digital banking revolution
You don't need a digital wallet, until you do