Deposits
Stored value accounts & digital wallets

Launch digital wallets, prepaid accounts, and embedded finance products on a cloud-native platform built for real-time balances and global scale.
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Trusted by financial institutions and digital brands worldwide
The wallet economy
Money now moves through wallets and platforms, not just bank accounts

Legacy systems weren’t built for real-time wallets or embedded finance. Mambu enables digital wallets and stored value accounts that launch faster, run in real time, and scale globally.
Why institutions choose Mambu for digital wallets & stored value accounts
A cloud-native, API-first platform built to launch wallet products faster, power real-time experiences, and scale stored value and embedded finance globally.
send money icon

Launch faster
Bring digital wallets, prepaid cards, and embedded value accounts to market in weeks, not the 100+ weeks typical of legacy core systems.
automate servicing

Run in real-time
Support mobile-first digital wallets, instant balance updates, frictionless top-ups, and seamless payment flows across channels and markets.
scale banking

Scale with confidence
Operate with 99.99% uptime, multi-entity and multi-currency readiness, and ISO/SOC certifications for global stored value and embedded finance programmes.
Digital wallets on Mambu
Infrastructure for digital wallets & stored value accounts
Configure digital wallets and stored value accounts, control pricing and limits, enable embedded finance models, and operate globally with real-time payments.
Product configuration

Configurable wallet products

  • Digital wallets, prepaid cards, and stored value cards
  • Flexible balance limits, top-up rules, and ID patterns
  • Support for youth, travel, and gig economy accounts
  • Low-code configuration for rapid product creation
Pricing & controls

Flexible pricing and limits

  • Configurable transaction fees and thresholds
  • Custom rules for withdrawals, balances, and top-ups
  • Tiered pricing structures across customer segments
  • Structured controls for stored value account models
Embedded distribution

Embedded finance enablement

  • Automated account opening, compliance, reporting
  • Event-driven workflows for real-time balance updates
  • Support for BaaS and embedded finance models
  • Wallets linked to card processors, payments hubs, and ecosystem partners
Global scale

Multi-currency payments and settlement

  • Multi-currency wallet support across borders
  • Built-in options for SEPA, UK instant payments & more
  • Real-time settlement and transaction reconciliation
  • Optional debit card integrations for global distribution
Customer stories
Leading financial institutions
run SME banking on Mambu
Read more customer stories
Western Union launched its digital banking app on Mambu and modernised its European payments, expanding beyond money movement into modern banking and payments.

7
months for
Greenfield
launch

4
Banking in four
European
markets

100%
SWIFT, SEPA, &
T2 payments
processed
Learn more
Deposits products
One platform. Multiple banking models.
Consumer banking is one part of a broader deposits strategy. Mambu supports personal, business, and stored value models on the same core platform.
Explore Deposits
reduce effort

Consumer banking & deposits
Run current accounts and savings with automated servicing and digital-first experiences.
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banking and deposits

Business banking & deposits
Support scalable business accounts, multi-entity structures, and tools to manage working capital.
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Insights
Insights for the future of deposits

Let's get started
Move forward
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.

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See Mambu in action.
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Discuss your goals and approach.
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