How do I fast forward our institution and leap over the divide?
The race to high velocity
Want to enable better business outcomes for the long-term? Completely transform your operations with Mambu's composable technology foundation. Join the hundreds of financial powerhouses and fintech disruptors around the world who have shifted to a high-velocity operating model to win the hearts of their customers every day, while achieving previously unattainable economics. It’s time to make change your biggest asset. Contact us for a personalised session with our advisory team on how you can win the race to high-velocity.Get in touch
Financial executives and leaders are facing tough questions.
How do I build on our advantage and move the goal posts again?
How can I embed financial services into our value chain?
Progressive modernisation starts here.
We recently asked 80 bank, lending and fintech leaders across the globe what they want from their technology investment in the year ahead. Download the infographic to access insights from financial technology buyers.Download infographic
The growing divide
We have a clear view about the future of financial services success after accelerating innovation at both global financial powerhouses and fintech disruptors.
A growing divide is emerging and the outperformers are sprinting ahead. Half of laggards are not covering the cost of their equity, while top decile performers are delivering five times more value than their peers.
These winners are playing by a new set of rules to disrupt and outcompete the status quo. And as a result, they are experiencing higher growth rates, taking market share at will, and achieving tech-like valuations.
Higher growth rates
25% annual growth rate of fintech disruptors
Taking share at will
88% of incumbents fear business will be lost to disruptors
$8B gain in market cap by 65 financial services outperformers
What the outperformers know
These outperformers are winning the race because they shifted to a high-velocity operating model that is purpose-built for our digital future and embraced the power of composable.
High-velocity operating model allows them to:
Capture the hearts of customers
by continuously delivering distinctive digital-first financial experiences that are embedded in their customers’ daily lives.
Run at a faster tempo
with an accelerated cadence of high-value services that drive engagement, releasing streams of innovation that never let up.
Realise new economics
with expanded capacity to seize and monetise new opportunities via a less capital-intensive business.
'Bye bye' two-speed architecture. 'Hello' agile transformation.
This decade has seen unprecedented change from all directions, from technology and legislation to user behaviour and channel preferences – all accelerated by COVID-19. We put together this guide to help traditional FIs say goodbye to outdated, slow and mis-matched operating models and shift instead to a high-velocity operating model that can drive new competitive advantage.Download our guide
Join the revolution
Mambu’s cloud banking platform is for those that never settle for the status quo, always search for the next edge, aren’t afraid to make bold moves, and think customer-first, always.
Does that sound like you? Contact us for a personalised session with our advisory team on how you can win the race to high-velocity.Contact advisory
Dutch banking giant ABN AMRO launches a fintech to better serve SMEs.Success story
BancoEstado is Chile’s only state-owned bank, and it serves 13M customers.Success story
TymeBank is the first bank in South Africa to receive a full banking license in almost 20 years.Success story
ZestMoney is the largest and fastest growing consumer lending fintech in India.Success story
Five principles of a high-velocity operating model
Meet the movers and shakers in financial services
Why speed of innovation is as important as direction
Mambu, the cloud banking platform where modern financial experiences are built.
Contact us for a personalised session with our advisory team on how you can win the race to high-velocity.