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ETRONIKA provides Omni-channel Digital Banking and Agile Process Automation Platforms for financial institutions.

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Proof of concept available

We develop smart solutions for financial institutions and work with companies that want to be a step ahead in the rapidly advancing worlds of lending and banking. Our financial solutions:

  • Omni-channel Digital Banking Platform
  • Low-coding driven Process Automation Platform for Loan Origination and Customer Onboarding in agile organizations


Our flagship product is Award Winning Omni-channel Digital Banking Platform BANKTRON for retail, SME and private banks and credit unions, both digital-only and traditional. We empower our clients to be a step ahead in Digital Transformation journey. Fast time to market, efficient processes, ironclad security, unique user interfaces, rich portfolio of products and functions, integration with third party services allows to build modern financial institution in a matter of simple, well-defined steps. Digital Banking Platform has ready-made composable architecture building blocks which will be tailored for your needs:

  • Hybrid or native mobile applications
  • Web Portal
  • Open Banking/PSD2 APIs
  • Operations hub for your tellers
  • B2B direct web services

and many more.


Low-code concept-based platform perfectly fits for SME and Retail loan origination. It changes the way your loan origination works – from the lending product development to sales and delivery. Our customers achieved many times faster SME assessment, mortgage origination, credit card issuing, Zero cost for staff training, improved risk management and much more.

10 working days – that’s how much we need to build a pilot automated lending process for a lending institution.

Design thinking and customer-centric approach, agile development, focus on user experience and security allows us to become a true business partner for our customers.

Our Award-winning Omni-channel Digital Banking Platform perfectly complements Mambu core banking solution allowing financial institutions to digitally engage and serve their clients’ needs.

DIGITAL Loans solution allows to build fully automated and semi-automated loan origination and customer onboarding flows, spanning across all the levels of engagement – Online channels, tellers/customer managers, internal processes driven by Mambu core banking.

Our programming interfaces are ready for integration with powerful Mambu engine and other back office systems or third-party service providers.


ETRONIKA serves clients in different geographies. Numerous awards and international recognition, world’s firsts, more than 20 years in business, happy customers speak for itself.

ETRONIKA powers the clients like: Luminor Bank AS, Medicinos Bankas, Baltic International Bank & ​ ​ Šiaulių Bankas.

For more information, visit partner website.​ ​ ​ ​ ​ ​ ​

Ready to innovate and grow with the Mambu ecosystem? Express your interest in integration solutions today.

Contact us