Deposits

Want to build a bank from scratch? Move an existing deposits offering to digital-first? Replace your old core banking system entirely? Say hello to Mambu, the cloud banking platform powering deposits for hundreds of financial providers worldwide.

Mambu gives you a dynamic deposits engine, comprehensive toolkit and connected ecosystem that enables today’s money management organisations to build a variety of deposit-based offerings. From banks to building societies and credit unions, to digital wallets, prepaid cards and more.

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Create a new deposit screen on Mambu platform

The features you want, when you need them

Why follow when you can lead?

Mambu lets you respond faster to your customers’ needs. Now you can:

Quickly launch new deposit account products in a matter of days vs. months or even years compared to legacy core banking software
Proactively and continuously improve the products and services you offer
Reduce development costs and free up technical resources for other projects
Create, upgrade, enhance or migrate online banking solutions

Mambu core banking platform and ecosystem diagram

Deposits made easy

Flexible savings
Simplify the handling of savings plans and maturity terms, providing full support for both positive and negative interest rate calculations, fixed, indexed and tiered banding, tax withholding or enforcing maximum account balance definitions.
Flexible overdraft
Streamline the handling of arranged and technical overdrafts, provide full interest rate calculation support, levy additional overdraft fees and configure maximum overdraft limits in whichever way you need.
Stored value instruments
Mambu integrates with a broad range of connectors and software solutions that are needed to launch different types of stored value payment Instruments. Our composable approach gives businesses the freedom to take the deposit engine elements they need and integrate with preferred providers.
Custom reports & alerts
Multiple custom reporting and dashboard options to ensure that all key operational and performance metrics can be measured and tracked.

Why Mambu

Put your personal savings and business deposit services and stored value, daily and business banking accounts ahead of the competition. Are you ready to make change to your biggest asset and eliminate reliance on restrictive old-fashioned core banking systems?

Expand to new markets through scalable, low-code/no-code product configuration. Iterate and test with in-house resources and publicly available APIs to reduce development costs.
Connect with best-in-class technology vendors to enable seamless, fully automated digital account opening processes and additional services, so you can onboard and approve new accounts.
We were in the cloud before it was cool. Optimise multi-cloud approaches with a choice of major cloud providers.