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Mambu

Deposits

More than 75% of the world’s population has a financial account to deposit and save money, pay bills, connect a debit card, and receive funds. Mambu gives you a dynamic deposit engine and a connected ecosystem of third-party vendors that enable financial and non-financial institutions to build a variety of deposit-based offerings to reach this vast market.

Our feature-rich and highly flexible cloud-native deposit engine enables financial and non-financial institutions to launch products fast. Create thousands of lending products via low-code/no-code APIs. No cumbersome resources or processes needed.

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Create a new deposit screen on Mambu platform

Modernise your deposit and transactional banking portfolio effortlessly.

Expand to new markets through scalable, low-code/no-code product configurations. Iterate and test with in-house resources and publicly available APIs to reduce development costs and connect your entire deposit and transactional ecosystem.

Mambu deposits features

We provide the foundation. You compose your perfect banking business.

Tailor solutions using five product categories

  • Personal banking

    Daily transactional banking accounts for personal use with debit card/ overdraft support. Also known as current or chequing (checking) accounts.

  • Business banking

    Daily transactional banking accounts for business use with debit card/overdraft support. Also known as current or chequing (checking) accounts.

  • Stored value accounts

    Limited current account functionality for digital wallet or gift card support.

    Stored value digital wallets
    Stored value cards

  • Personal deposits

    Savings accounts for personal use with interest bearing capabilities.

  • Business deposits

    Savings accounts for business use with interest bearing capabilities.

Innovative deposit and transactional accounts

  • rocket

    Launch new deposit products faster in a matter of days vs. months or even years compared to legacy core technology providers.

  • circle with arrows

    Proactively and continuously improve your products and services.

  • dollar sign

    Reduce development costs and free up technical resources.

  • composable

    Create, upgrade, enhance or migrate deposit and transactional offerings of all types.

  • honeycomb

    Cloud-native SaaS model, pay as you grow.

  • cloud with cogs

    Multi-cloud approach - choose one of the three major cloud providers.

The only way to build a state-of-the-art bank is to find the best technology partner. One that can evolve at the speed today’s times demand while remaining simple and easy to use.
Lulo Bank logo
CEO

Deposits made easy

  • saving icon

    Flexible savings

    Simplify the handling of savings plans and maturity terms, providing full support for both positive and negative interest rate calculations, fixed, indexed and tiered banding, tax withholding or enforcing maximum account balance definitions.

  • process icon

    Flexible overdraft

    Streamline the handling of arranged and technical overdrafts, provide full interest rate calculation support, levy additional overdraft fees and configure maximum overdraft limits in whichever way you need.

  • API icon

    Stored value instruments

    Mambu integrates with a broad range of connectors and software solutions that are needed to launch different types of stored value payment Instruments. Our composable approach gives businesses the freedom to take the deposit engine elements they need and integrate with preferred providers.

  • pencil icon

    Custom reports & alerts

    Multiple custom reporting and dashboard options to ensure that all key operational and performance metrics can be measured and tracked.

Why Mambu

Put your personal savings and business deposit services and stored value, daily and business banking accounts ahead of the competition. Are you ready to make change to your biggest asset and eliminate reliance on restrictive old-fashioned core banking systems?

Mambu platform diagram
  • API connector

    Expand to new markets through scalable, low-code/no-code product configuration. Iterate and test with in-house resources and publicly available APIs to reduce development costs.

  • cog

    Connect with best-in-class technology vendors to enable seamless, fully automated digital account opening processes and additional services, so you can onboard and approve new accounts.

  • honeycomb

    We were in the cloud before it was cool. Optimise multi-cloud approaches with a choice of major cloud providers.

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