Lending

The global lending market is expected to reach $8.9 trillion USD in 2025, and $11.6 trillion USD in 2030*. For businesses looking to enter or expand in the personal and business lending spaces, flexibility is key and technology investments are critical. Mambu’s lending engine gives you flexibility and more.

Our feature-rich and highly flexible cloud-native lending engine enables financial and non-financial institutions to launch products fast. Create thousands of lending products via low-code/no-code APIs. No cumbersome resources or processes needed.

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Modernise your lending portfolio effortlessly.

Expand to new markets through scalable, low-code/no-code product configurations. Iterate and test with in-house resources and publicly available APIs to reduce development costs and connect your entire lending ecosystem.

We provide the foundation. You compose your perfect lending business.

Tailor lending solutions using four product categories

Personal lending
Interest-bearing secured or unsecured loans for individual and household use.
SME lending
Interest-bearing secured or unsecured loans to start or expand a business or to support operational needs.
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Purchase finance
Consumer finance loans offered by business or retail e-commerce to its customers.
Mortgages
Collateral-based real estate loans for individuals (for non-commercial purposes).
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Innovative lending products and quick service

Launch new loan products faster in a matter of days vs. months or even years compared to legacy core technology providers.
Proactively and continuously improve your products and services.
Reduce development costs and free up technical resources.
Create, upgrade, enhance or migrate loan offerings of all types.
Cloud-native SaaS model, pay as you grow.
Multi-cloud approach - choose one of the three major cloud providers.

Lending made easy

Flexible repayments
Loan repayments can be complicated. We keep it simple. Mambu takes the effort out of repayment terms, deadlines and interest rate calculations. You can apply fee payments, allow for grace periods or configure minimum and maximum repayment amounts, to deliver customer-matched loans.
Loan origination
Our broad range of connectors, composable approach and RESTful API integration suites gives you total freedom to mix all the cloud lending software elements you need including loan origination – at high-velocity and to scale.
Embedded finance
Want to embed finance into ecommerce, CRM or social? No problem. Our connectors and APIs can connect your loan products to any buying ecosystem. Now you can offer everything from buy now pay later to revolving credit, at the point of decision.
Customised reports & alerts
Get instant access to the data you need, how and when you need it. Transparency, accountability and accurate insight are vital for effective loan management, compliance and auditing. Our multiple custom reporting and dashboard options ensure that key operational and performance metrics are easily identified, analysed and tracked.

Why Mambu

Use Mambu’s cloud-native lending engine to create the offerings you need for your customers. Define and maintain workflows, configure business rules and modify repayment terms. Are you ready to modernise your lending portfolio and eliminate reliance on restrictive legacy core technology providers?

Expand to new markets through scalable, low-code/no-code product configuration. Iterate and test with in-house resources and publicly available APIs to reduce development costs and connect your entire lending ecosystem.
Connect with best-in-class technology vendors to enable seamless, fully automated lending processes and add on services.
We were in the cloud before it was cool. Optimise multi-cloud approaches with a choice of major cloud providers.