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The global lending market is expected to reach $8.9 trillion USD in 2025, and $11.6 trillion USD in 2030*. For businesses looking to enter or expand in the personal and business lending spaces, flexibility is key and technology investments are critical. Mambu’s lending engine gives you flexibility and more.

Our feature-rich and highly flexible cloud-native lending engine enables financial and non-financial institutions to launch products fast. Create thousands of lending products via low-code/no-code APIs. No cumbersome resources or processes needed.

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Create a loan account on Mambu platform

Modernise your lending portfolio effortlessly.

Expand to new markets through scalable, low-code/no-code product configurations. Iterate and test with in-house resources and publicly available APIs to reduce development costs and connect your entire lending ecosystem.

Mambu platform

We provide the foundation. You compose your perfect lending business.

Tailor lending solutions using four product categories

  • Personal lending

    Interest-bearing secured or unsecured loans for individual and household use.

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  • SME lending

    Interest-bearing secured or unsecured loans to start or expand a business or to support operational needs.

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  • Purchase finance

    Consumer finance loans offered by business or retail e-commerce to its customers.

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  • Mortgages

    Collateral-based real estate loans for individuals (for non-commercial purposes).

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Innovative lending products and quick service

  • rocket

    Launch new loan products faster in a matter of days vs. months or even years compared to legacy core technology providers.

  • circular arrows

    Proactively and continuously improve your products and services.

  • dollar sign

    Reduce development costs and free up technical resources.

  • composable structure

    Create, upgrade, enhance or migrate loan offerings of all types.

  • honeycomb

    Cloud-native SaaS model, pay as you grow.

  • cloud with cogs

    Multi-cloud approach - choose one of the three major cloud providers.

Cloud technology has eliminated the need for businesses like ours to build and maintain their own systems. From the start New10 has been independent from ABN AMRO and operated like a tech company. Running on Mambu not only enables us to focus on scaling and innovation, but it also is a great cultural fit.
New10 logo

Lending made easy

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    Flexible repayments

    Loan repayments can be complicated. We keep it simple. Mambu takes the effort out of repayment terms, deadlines and interest rate calculations. You can apply fee payments, allow for grace periods or configure minimum and maximum repayment amounts, to deliver customer-matched loans.

  • API icon

    Loan origination

    Our broad range of connectors, composable approach and RESTful API integration suites gives you total freedom to mix all the cloud lending software elements you need including loan origination – at high-velocity and to scale.

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    Embedded finance

    Want to embed finance into ecommerce, CRM or social? No problem. Our connectors and APIs can connect your loan products to any buying ecosystem. Now you can offer everything from buy now pay later to revolving credit, at the point of decision.

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    Customised reports & alerts

    Get instant access to the data you need, how and when you need it. Transparency, accountability and accurate insight are vital for effective loan management, compliance and auditing. Our multiple custom reporting and dashboard options ensure that key operational and performance metrics are easily identified, analysed and tracked.

Why Mambu

Use Mambu’s cloud-native lending engine to create the offerings you need for your customers. Define and maintain workflows, configure business rules and modify repayment terms. Are you ready to modernise your lending portfolio and eliminate reliance on restrictive legacy core technology providers?

Mambu platform diagram
  • composable

    Expand to new markets through scalable, low-code/no-code product configuration. Iterate and test with in-house resources and publicly available APIs to reduce development costs and connect your entire lending ecosystem.

  • cog

    Connect with best-in-class technology vendors to enable seamless, fully automated lending processes and add on services.

  • honeycomb

    We were in the cloud before it was cool. Optimise multi-cloud approaches with a choice of major cloud providers.