Transforming personal lending and nano finance in Thailand

The Good Money app by GSB went live in just 8 months, processing 100,000 loans in its pilot phase acquiring over 10,000 clients with Mambu’s cloud-native platform powering its success.
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Good Money

About the customer
Good Money by GSB is a digital lending app created by Money DD Co., Ltd., a subsidiary of one of Thailand’s largest financial institutions Government Savings Bank (GSB) serving a third of Thai population.

The platform was designed to offer accessible, affordable, and responsible lending solutions to underserved Thai citizens. With the endorsement of the Bank of Thailand and aligned with GSB’s commitment to providing fair financial products, Good Money is transforming how financial services are delivered to a large portion of Thailand’s population.

Good Money (Money DD) offers Personal Loans and Nano Finance options, with interest rates starting at 19% annually, catering to both personal and small business needs.
The challenge

Breaking the cycle of informal lending

In Thailand, a significant portion of the population relies on high-interest informal lending due to limited access to formal financial services. This creates a cycle of financial instability for many people. MoneyDD recognised the need to provide an alternative solution—one that would offer fair, transparent, and affordable loans to underserved citizens while reducing their dependence on illegal and predatory lending.

To realise their vision, Money DD needed a cloud-native partner to rapidly deploy a solution that could scale with the growing demand for responsible financial services.