MAMBU FOR FINTECHS

Revolutionise financial access

Whether you’re a new entrant focused on underserved markets, a digital challenger, or simply want to do things differently, fintechs need to be ultra-agile, fully responsive and resource-light.

To prepare for a next-gen future, Mambu's core banking platform is here to help.

What's next for financial technology?

Fintechs have experienced an unprecedented boom as consumer demand drives increased expectations and need for accessibility. By setting out to deliver improvement of financial access, fintechs require the technology to simplify their journey. With Mambu, businesses can:

  • Design and launch new products and features in months
  • Grow and scale with ease by branching into new user groups and geographies
  • Pay for only what you use with a SaaS pricing model

WHAT TO EXPECT

Outperform with Mambu's core banking platform

race flag

Faster time-to-market

Mambu can be deployed 50-60% faster than other providers, and our customers go live in 4-9 months on average.

Product tailoring

Mambu customers save up to 35% savings on product customizations and changes.

Cost benefits

Mambu’s cloud based platform is 35-50% more cost effective than legacy providers, making Mambu attractive to both small and large fintechs.

Low code UI

Fintechs don’t need coding experts to use Mambu. The intuitive low-code/no-code user interface supports a 90% reduction in time for system changes.

CUSTOMER CASE STUDY

Nano lender in South East Asia

Launched in 2020

Launched MVP: Revolving credit

  • Microcredit for underserved customers, up to $500
  • Online application, approval. Disbursement into mobile wallet
  • Flexible repayment options that can be selected by borrowers. Either pay in full early or via installment plan, with earlier repayment option incurring lower interest
  • Product launched during COVID - usage of payment holiday feature was crucial to extend grace period
  • Soft go-live in 2 months since project kick-off

Revolving credit enhancements

  • Cash disbursement feature launched
  • Borrowers can use as a “pay later” credit limit to shop at more than 7 million partner merchants. Higher credit limits can now be granted based on transaction history
  • Launched Revolving Credit for students mainly for device purchases

Term loan launched

  • Online application, approval and disbursement into mobile wallet
  • Flexible repayment options including pay in full or via installment plan with earlier repayment option to incur lower interest

The results

By six months after launch, a loan MVP developed quickly alongside incremental enhancements was key to capturing demand from a young, underserved borrower base.

growth in loan portfolio
growth in active customer

Banking on success

Customer stories

“Kwara was founded with the belief that small-scale farmers should have more control over the value of their produce. Mambu’s platform and the support of the team have been instrumental in building and growing Kwara’s offering.”

  • 184,000 members
  • 200 credit unions
  • 3 countries served

“I can compose my solution landscape and my team does product requirements and specifications. And anything we've created in the UI is accessible for our development team in an instant.”

  • 4 months to implement Mambu
  • 30,000 customers
  • 3x capital increase

Ready to get started?

Let’s accelerate your journey together