Business lending today
Businesses require flexible finance
that adapts to their needs

Legacy platforms limit structuring and severely slow change. Mambu’s API-first lending engine enables full configurable control over deal design, amendments, and lifecycle management.
Why lenders choose Mambu for business lending
Support simple and complex lending models, reduce operational effort, and scale with confidence.
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Structure any model
Support everything from unsecured SME loans to structured working capital facilities with configurable product logic, dynamic pricing, collateral requirements, and adaptable workflows.
reduce effort

Reduce manual effort
Automate account management, disbursement, repayments, restructuring, refinancing, and portfolio monitoring to reduce manual work and focus teams on higher-value decisions.
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Expand with confidence
Launch new products, enter new markets, and support emerging business models with configurable workflows and real-time integration across underwriting, risk, CRM, and accounting systems.
Business lending

Built for evolving deal structures
Configure complex business lending products, manage change across the lifecycle, and support long-term customer relationships. All on a single lending platform.
Capabilities

Diverse business lending solutions

  • Secured and unsecured SME and business loans
  • Working capital and structured loan facilities
  • Flexible interest rules, fees, schedules, and penalties
  • Low-code configuration for rapid iteration
Lifecycle

Comprehensive lifecycle management

  • Dynamic interest and fee structures
  • Automated repayment and arrears handling
  • Loan restructuring, refinancing, and rescheduling
  • Monitoring, reporting, and audit trails
Integration

API-first business workflows

  • RESTful APIs for orchestration
  • Event-driven workflows
  • Integration with digital channels
  • KYC/AML, CRM, accounting, and core systems
Payments

Payment-ready lending workflows

  • Payment orders scheduled in the lending engine
  • Execution via the Payments hub
  • Automated collections and mandate management
  • End-to-end reconciliation across lending lifecycle

Customer stories
Leading brands build
the future of finance with Mambu
Launched and scaled SME lending by replacing slow, manual processes with a lending platform built for speed and automation.

10
months to
market

15
minute credit
decisions

8k+
SMEs
financed
Lending products
One platform. Multiple lending models.
Run consumer, business, embedded, and mortgage lending on a single platform, and scale across products, markets, and use cases without changing your core.
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Consumer lending
Deliver fast and transparent digital lending journeys with automated loan lifecycle management.
money bag

Purchase finance
Power BNPL, POS, and embedded lending journeys with real-time decisioning and scalable workflows.
retail

Retail mortgages
Support long-term mortgage products with robust servicing, collateral tracking, and regulatory control.

Let's get started
Move forward
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.