Announcement: Mambu launches Intelligent Core, connecting AI to core banking. Read more →
Mambu Intelligent Core
Compose your stack. Connect intelligence. Compete at AI speed.
Mambu connects core banking, payments and agentic AI into an Intelligent Core, so financial institutions move faster, operate leaner, and deliver instant, personalised service.
Trusted by hundreds of leading financial innovators across 65+ countries
Platform
Three layers.
One intelligent core.
Composable core banking, unified payments, and agentic AI, connected on one foundation.
Mambu Core
Move faster, scale securely, grow without the rebuild. Deposits, lending and Islamic banking on one composable foundation.
Mambu Payments
Centralise your payments stack. Connect, orchestrate, and run every payment through a single global platform.
Mambu Agentic
Transform how you operate. Intelligence connects AI to your data, powering agents and workflows that run themselves.
Why an intelligent core
Move faster, operate leaner, and exceed customer expectations.
Mambu is the foundation for modern financial services, enabling deposits, lending, payments and agentic banking so you can build and scale on your own terms.
Innovate at speed
Move faster than the market. Launch new products up to 80% faster. Respond to customer demand in real time, and let intelligence act on what's already running without slowing teams down or waiting on long release cycles.
Transform with confidence
Modernise without disruption. Introduce new financial products, and move away from legacy with a secure, resilient and scalable platform. Automate processes with precision, faster and more accurately than manual handovers, substantially lowering operational cost.
Stay flexible as you grow
Assemble exactly what your strategy needs today, and reconfigure it tomorrow. Expand into new markets, connect with the right ecosystem partners, and adapt as priorities shift, without locking your business into fixed technology paths.
Ready to take the next step?
Explore how Mambu’s Intelligent Core empowers you to design, launch, and scale modern financial products.
Platform & products
Discover Mambu
Explore the full scope of the Mambu platform and choose where to go next across Deposits, Lending, Payments, Islamic Banking and Agentic capabilities.
Lending
Launch and adapt lending products across consumer, SME, BNPL, and embedded finance. Move fast, stay flexible, and scale with confidence as markets evolve.
Deposits
Create modern deposit and transactional banking products customers want to use. From current accounts to savings, wallets, and term deposits. Built to scale and adapt.
Islamic Banking
Design and scale Shari’ah-based products on a modern core. Support Islamic and dual-banking models while meeting ethical and regulatory standards.
Payments Hub
Launch faster, cut costs, and stay compliant as you scale. Unify payment flows, orchestration, and connectivity to deliver seamless payment operations.
Universal Gateway
Connect to banks and schemes worldwide through a single managed connectivity layer, enabling real-time and cross-border payments without complex integrations.
Verification of Payee
Operate VOP with a trusted infrastructure partner backed by scheme connectivity experience, certification expertise and secure cloud infrastructure.
Agentic
Transform how your bank runs. Manual work that eats away at your people's time and margins now completely runs itself, in seconds, all within the core.
MCP
Connect any agent or model to your core without friction. No middleware, just governed access to the data and operations your AI needs to act.
Agents
Scale operations efficiently with purpose-built agents, governed, audited and yours to control. Move faster, operate leaner and free your talent.
Use cases
Banking-as-a-Service
Launch new BaaS propositions with our fully managed SaaS infrastructure.
Embedded Finance
Embed financial services into everyday journeys, seamlessly and at scale.
Who we serve
Built for forward-thinking financial institutions
Banks
Modernise your core system, launch new digital products faster, and meet rising customer expectations, while minimising transformation risk.
Neobanks
Move from idea to market quickly. Scale across products and geographies while staying flexible as your business grows.
Credit Unions
Deliver personalised, digital-first member experiences while improving agility and keeping trust and community at the core.
Lenders
Support any lending model, from consumer and SME to BNPL and mortgages. Launch faster, scale efficiently, and adapt as market needs change.
Fintechs
Launch and expand financial products with speed. Integrate with partners and enter new markets without heavy infrastructure overhead.
Non-Financial Institutions
Embed financial services into existing customer journeys. Create new revenue streams through wallets, BNPL, and embedded finance.
Our agentic platform
Transform how you run your bank. From connecting AI to your data and agents that act on it, to workflows that run themselves.
Deployment options
Implementing Mambu. Your way.
Whether you’re launching a new digital venture from scratch or overhauling your legacy core systems, Mambu supports all approaches. So you can scale at the pace that makes sense for your organisation.
START FROM SCRATCH
Greenfield
Launch a new bank, lender, or digital financial product on a clean, modern foundation. Ideal when you’re building something entirely new, without legacy systems to work around.
INNOVATE AT THE EDGE
Progressive modernisation
Introduce Mambu alongside your existing core to modernise specific journeys first. Test new ideas quickly, learn quicker, and replace your existing core progressively.
RUN ALONG SIDE YOUR LEGACY CODE
Dual core strategy
Launch a new brand, product, or business line without touching your core systems. Improve speed and flexibility, while keeping the rest of the business separate and running as usual.
REPLACE END TO END
Full migration
Move fully to Mambu and retire legacy systems when you’re ready for complete transformation. Simplify operations, reduce complexity, and establish a foundation for long-term growth.
Customer stories
Leading brands build
the future of finance with Mambu
Chile’s state bank completed a multi-year core modernisation with Mambu, migrating the country’s largest current account base at national scale—without disruption.
14M
CuertaRUT
accounts
migrated
90%
reduction in
mainframe
reliance by 2027
Zero
downtime
during
migration
Mambu in numbers
Proven at scale.
Trusted worldwide.
Mambu powers financial services that millions of people rely on every day. From local institutions to global leaders, our platform operates quietly in the background. At scale, across markets, without compromise.
230M
End users
More than 230 million people bank, borrow, and transact through institutions powered by Mambu every day.
500M+
API calls per day
Over 500 million API calls processed daily, supporting high-volume, always-on financial operations across markets.
65+
Countries
Live in 65+ countries, supporting diverse regulatory environments while enabling institutions to scale globally.
100s
Innovators
Banks, lenders, fintechs, credit unions, and non-financial institutions use Mambu to run mission-critical services.
450+
Partners
Specialised in technology and services, spanning KYC, payments, data, and analytics, enables best-in-class solutions.
15
Years of composable banking
Pioneering composable, true SaaS core banking since 2011, long before it became the industry standard.
Let's get started
Move forward
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.
© Mambu 2026