Personal lending

Consumers are demanding more choice and convenience from their lending providers. Our cloud-native lending engine and composable approach powers the flexible lending solutions needed to delight customers and put you ahead of the competition.

Get in touch

Make consumer lending personal

Innovate. Configure. Integrate

Product innovation

Our composable approach means you can access the tools needed to customise and launch fully configurable solutions using plug-and-play features tailored to the unique needs of your customers.

Flexible configuration

Build and modify personal lending products using modular components that can be assembled and reassembled as needed. Develop your clients’ interface with a detailed view of all loan obligations.

Integrate technologies

Our extensive APIs and open architecture enable seamless integrations with best-of-breed software providers, allowing you to deliver fit for purpose solutions with a faster time to market.

Features you want, when you need them

Innovate with pre-built product configurations

Mambu’s cloud-native lending engine gives you the features and functionalities to use as-is or to configure to your specific requirements.

Slide 3 of 3

In-loan servicing highlights

Process loan repayment
Reschedule loan
Refinance loan
Edit and customise repayment schedules and payment holiday

Account level highlights

Create and define account terms
Link deposit, down payment and fees
Link transaction channels for flow of funds
Link loan securities - guarantors and collateral assets

Product level highlights

Define new product settings
Set loan amounts and limits
Set up interest rate and configure fees
Create product link to deposit account for settlement
Enable securities
Capture additional details using custom fields

In-loan servicing highlights

Process loan repayment
Reschedule loan
Refinance loan
Edit and customise repayment schedules and payment holiday

Account level highlights

Create and define account terms
Link deposit, down payment and fees
Link transaction channels for flow of funds
Link loan securities - guarantors and collateral assets

Product level highlights

Define new product settings
Set loan amounts and limits
Set up interest rate and configure fees
Create product link to deposit account for settlement
Enable securities
Capture additional details using custom fields

In-loan servicing highlights

Process loan repayment
Reschedule loan
Refinance loan
Edit and customise repayment schedules and payment holiday

Account level highlights

Create and define account terms
Link deposit, down payment and fees
Link transaction channels for flow of funds
Link loan securities - guarantors and collateral assets

Product level highlights

Define new product settings
Set loan amounts and limits
Set up interest rate and configure fees
Create product link to deposit account for settlement
Enable securities
Capture additional details using custom fields

Banking on success

Customer stories

Slide 3 of 3

“Finding a cloud-native provider with the technical hacks and expertise was as important as ensuring that we also share a similar vision.”

6 months

to implement Mambu

68,500+

app downloads

15 minute

credit decisions

Customer success story

“Everything that we need from Mambu is available online, every API that we need is already there and it is easy to do integrations with anything.”

2016

launched

3 months

to launch new product on Mambu

4M+

customers

Customer success story

“It's scalable, flexible, no hard coding, configurations only, well-fitting API connection to our own middle layer. It's the optimum solution.”

2015

launched

5 months

Mambu implementation

2M

customer base

Customer success story

“Finding a cloud-native provider with the technical hacks and expertise was as important as ensuring that we also share a similar vision.”

6 months

to implement Mambu

68,500+

app downloads

15 minute

credit decisions

Customer success story

“Everything that we need from Mambu is available online, every API that we need is already there and it is easy to do integrations with anything.”

2016

launched

3 months

to launch new product on Mambu

4M+

customers

Customer success story

“It's scalable, flexible, no hard coding, configurations only, well-fitting API connection to our own middle layer. It's the optimum solution.”

2015

launched

5 months

Mambu implementation

2M

customer base

Customer success story

“Finding a cloud-native provider with the technical hacks and expertise was as important as ensuring that we also share a similar vision.”

6 months

to implement Mambu

68,500+

app downloads

15 minute

credit decisions

Customer success story

“Everything that we need from Mambu is available online, every API that we need is already there and it is easy to do integrations with anything.”

2016

launched

3 months

to launch new product on Mambu

4M+

customers

Customer success story

“It's scalable, flexible, no hard coding, configurations only, well-fitting API connection to our own middle layer. It's the optimum solution.”

2015

launched

5 months

Mambu implementation

2M

customer base

Customer success story

Seamless integration with world-class partners

Access our marketplace to integrate with best-for-purpose modern technology vendors to bring hyper personalised consumer lending products to light faster than ever before.

Visit our partners