The traditional safety nets of delay and post-settlement repair are disappearing. Explore how the collision of speed, data, and compliance is forcing a structural shift in payment architecture.

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European financial institutions must comply with Verification Of Payee (VOP) requirements by October 9, 2025. For our entire industry, VOP as a mandatory scheme is a new, still evolving concept. Understanding its requirements, how the scheme will operate, and what steps your financial institution must take to ensure timely compliance is already a challenge.