Mambu for BaaS
Launch and scale Banking as a Service
Enable partners to offer wallets, deposits, lending, and payments on a composable, cloud-native platform built for growth. Unlock new revenue streams through partner-led financial services.
The BaaS opportunity
Partners are reshaping financial service distribution. BaaS makes that possible.
As customer expectations evolve, financial services are increasingly delivered through partners and platforms, creating new opportunities for distribution and reach.
Key capabilities
The building blocks of a successful BaaS proposition
Launch wallets, deposits, lending, and payments from a single platform. Configure products for different partners, markets, and business models.
Digital wallets
Original: Enable partners to launch branded wallets with real-time transactions, multi-currency support, and seamless integration into their customer journeys.
Deposits
Offer tailored account and savings products that partners can bring to market under their own brand, for different customer segments.
Lending
Launch lending products, from BNPL to consumer and SME loans, adapted to each partner’s proposition and market.
Payments
Deliver integrated payment capabilities that allow partners to embed transactions directly into their customer experiences.
Embedded finance
Combine financial products into fully embedded offerings delivered through partner platforms.
Partner ecosystem
Accelerate partner go-to-market with integrations for KYC, AML, payments, and analytics. Launch and scale faster.
Why Mambu
BaaS on a core built for speed, scale, and change
Launch faster, scale efficiently, and adapt your BaaS offering as partner, product, and market requirements evolve.
- Build any financial product
Launch and adapt wallets, deposits, lending, and payments on a flexible, composable platform.
- Get to market faster
Accelerate delivery with pre-configured components, API-first architecture, and an ecosystem of 450+ partners.
- Scale without limits
Scale from initial partner launches to high-volume operations without replatforming, migrations, or downtime.
- A partner at every step
Access the expertise, marketplace, and partner ecosystem needed to support every stage of your BaaS growth.
Customer stories
Real-world BaaS
success with Mambu
success with Mambu
Italian challenger bank Flowe pivoted to offer white-labeled Payments-as-a-Service and embedded finance to businesses and financial institutions.
2020
launch as a
digital bank
digital bank
2024
strategic pivot to
a PaaS provider
a PaaS provider
6
months to build
PaaS offering
PaaS offering
Mambu in numbers
Proven at scale.
Trusted worldwide.
Trusted worldwide.
Mambu powers financial services that millions of people rely on every day. From local institutions to global leaders, our platform operates quietly in the background. At scale, across markets, without compromise.
230M
End users
More than 230 million people bank, borrow, and transact through institutions powered by Mambu every day.
500M+
API calls per day
Over 500 million API calls processed daily, supporting high-volume, always-on financial operations across markets.
65+
Countries
Live in 65+ countries, supporting diverse regulatory environments while enabling institutions to scale globally.
100s
Innovators
Banks, lenders, fintechs, credit unions, and non-financial institutions use Mambu to run mission-critical financial services.
450+
Partners
Specialised in technology and services, spanning KYC, payments, data, and analytics, enables best-in-class solutions.
15
Years of composable banking
Pioneering composable, true SaaS core banking since 2011, long before it became the industry standard.
Let's get started
Move forward
with Mambu
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.
© Mambu 2026