Empower your customers

Buy Now, Pay Later

Buy Now, Pay Later (BNPL) has challenged traditional point-of-sale financing business models such as credit cards. It has turned into a growth engine for fintechs and other players including incumbent banks, lenders and retailers.

BNPL is explosive, projected to reach €3.5 trillion globally by 2030. Deliver digital dexterity and wow your customers with a tailored BNPL offering from Mambu.

How Mambu makes it happen

Mambu’s BNPL customers thrive

Mambu’s unique composable approach, combined with our cloud core banking platform, dynamic lending engine, and best-for-purpose partner ecosystem, enables any organisation to innovate and build a BNPL offering. Our cloud core banking platform can help you deliver distinctive experiences and wow your customers.

Average year-on-year revenue growth vs like-for-like peers

Average year-on-year loan growth vs like-for-like peers

Average year-on-year loan portfolio growth vs like-for-like peers

*Full portfolio results, may or may not be solely attributed to BNPL

Build the perfect solution

Open up possibilities with Mambu

Discover Mambu’s key BNPL product capabilities powered by composability, flexibility and speed.

Product set-up

Define product type: revolving credit, fixed or dynamic term loan
Set-up interest rates and configure fees
Link to deposit account for settlement
Capture additional details using custom fields

Account creation

Create a BNPL loan account
Link deposit, down payment and fees
Link transaction channels for flow of funds
Link loan securities - guarantors and collateral assets

In-loan servicing

Process loan repayment
Reschedule loan
Refinance loan
Edit and customise repayment schedules and payment holiday

Introduce a seamless BNPL offering with the leading cloud core banking platform

Mambu is the first cloud-native, SaaS core banking software created with scale, agility and speed in mind. We enable any organisation to innovate and build a BNPL offering and to be in control of your customers' borrowing behaviour.

How it works

How to empower your business with BNPL

Customer stories

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"By partnering with Mambu … financial services institutions like bob Finance can benefit from in-country, technology-enabled approaches to banking at cloud scale."

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“We implemented Mambu from the start in a greenfield environment ... Many Tilta team members worked with Mambu in previous roles, so we knew the solution could improve our speed-to-market.”

Learn more

“As an early development partner, we helped to evolve Mambu’s platform and received a rapid and agile development process that gave us the functionality needed to support our development requests.”

"By partnering with Mambu … financial services institutions like bob Finance can benefit from in-country, technology-enabled approaches to banking at cloud scale."

Learn more

“We implemented Mambu from the start in a greenfield environment ... Many Tilta team members worked with Mambu in previous roles, so we knew the solution could improve our speed-to-market.”

Learn more

“As an early development partner, we helped to evolve Mambu’s platform and received a rapid and agile development process that gave us the functionality needed to support our development requests.”

"By partnering with Mambu … financial services institutions like bob Finance can benefit from in-country, technology-enabled approaches to banking at cloud scale."

Learn more

“We implemented Mambu from the start in a greenfield environment ... Many Tilta team members worked with Mambu in previous roles, so we knew the solution could improve our speed-to-market.”

Learn more

“As an early development partner, we helped to evolve Mambu’s platform and received a rapid and agile development process that gave us the functionality needed to support our development requests.”

Ready to get started?

Let’s accelerate your BNPL journey together

Contact us