Deposits
Business
banking & deposits

Configure business accounts, savings, and fixed deposits with structured account models, real-time money movement, and liquidity controls built in.
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Trusted by leading banks and digital financial institutions worldwide
Business banking today
Businesses require flexible banking structures that evolve with their needs

Mambu enables configurable deposit products, automated servicing, and real-time operations for modern banking.
Why institutions choose Mambu for business banking
A cloud-native deposits engine built for high-volume banking and deposits, powered by API-first banking architecture.
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Launch products faster
Configure business current accounts, savings, and fixed deposits with ease and without rigid core dependencies or long release cycles.
Optimise liquidity management 

Optimise liquidity management
Support tiered interest, overdrafts, and balance controls designed for SMEs and growing businesses managing real-time operational cashflow.
scale banking

Reduce operational effort
Automate account servicing, transaction rules, and lifecycle workflows across high-volume business portfolios to reduce manual work and operational costs.
Business banking & deposits
The building blocks of modern business banking
Configure business deposit accounts, optimise liquidity, enable real-time payments, and automate workflows on a composable, API-first business banking platform.
Capabilities

Configurable deposit accounts

  • Business current accounts with optional overdrafts
  • Business savings, term deposits, and savings plans
  • Configurable interest structures, tiering, fees, and product rules
  • Optional debit card issuing and processing integrations
Liquidity

Liquidity management tools

  • Tiered interest savings to optimise returns
  • Overdraft and technical overdraft facilities
  • Fixed and variable interest configurations
  • Multi-currency support for global operations
Payments

Payments and money movement

  • Direct debits and automated transfers
  • Instant payments for real-time money movement
  • Access to payment schemes
  • Real-time transaction updates and reconciliation
Automation

Automated workflows and distribution

  • Automated account opening workflows
  • Integrated compliance checks and regulatory reporting
  • Seamless connection to loan accounts for repayments and disbursements
  • Support for BaaS and embedded finance models
Customer stories
Leading financial institutions
run SME banking on Mambu
Read more customer stories
The UAE’s digital-first bank is using Mambu to power SME and retail deposit accounts.

200k
individuals &
businesses
supported

14
months to open
its first SME
account

177%
sustained
year-on-year
growth
Learn more
Deposits products
One platform. Multiple banking models.
Consumer banking is one part of a broader deposits strategy. Mambu supports personal, business, and stored value models on the same core platform.
Explore Deposits
banking and deposits

Consumer banking & deposits
Run current accounts and savings with automated servicing and digital-first experiences.
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reduce effort

Stored value & digital wallets
Power digital wallets, prepaid cards, and multi-pocket stored value experiences at scale.
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Insights
Insights for the future of deposits

Let's get started
Move forward
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.

Book a demo
See Mambu in action.
Talk to an expert
Discuss your goals and approach.
Explore insights
Opinions, analysis and fresh thinking.
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