Business banking today

Businesses require flexible banking structures that evolve with their needs


Mambu enables configurable deposit products, automated servicing, and real-time operations for modern banking.

Why institutions choose Mambu for business banking

A cloud-native deposits engine built for high-volume banking and deposits, powered by API-first banking architecture.

send money icon

Launch products faster

Configure business current accounts, savings, and fixed deposits with ease and without rigid core dependencies or long release cycles.

Optimise liquidity management 

Optimise liquidity management

Support tiered interest, overdrafts, and balance controls designed for SMEs and growing businesses managing real-time operational cashflow.

scale banking

Reduce operational effort

Automate account servicing, transaction rules, and lifecycle workflows across high-volume business portfolios to reduce manual work and operational costs.

Business banking & deposits

The building blocks of modern business banking

Configure business deposit accounts, optimise liquidity, enable real-time payments, and automate workflows on a composable, API-first business banking platform.

Capabilities

Configurable deposit accounts

  • Business current accounts with optional overdrafts
  • Business savings, term deposits, and savings plans
  • Configurable interest structures, tiering, fees, and product rules
  • Optional debit card issuing and processing integrations

Liquidity

Liquidity management tools

  • Tiered interest savings to optimise returns
  • Overdraft and technical overdraft facilities
  • Fixed and variable interest configurations
  • Multi-currency support for global operations

Payments

Payments and money movement

  • Direct debits and automated transfers
  • Instant payments for real-time money movement
  • Access to payment schemes
  • Real-time transaction updates and reconciliation

Automation

Automated workflows and distribution

  • Automated account opening workflows
  • Integrated compliance checks and regulatory reporting
  • Seamless connection to loan accounts for repayments and disbursements
  • Support for BaaS and embedded finance models

Customer stories

Leading financial institutions
run SME banking on Mambu

The UAE’s digital-first bank is using Mambu to power SME and retail deposit accounts.

200k

individuals &
businesses
supported

14

months to open
its first SME
account

177%

sustained
year-on-year
growth

Deposits products

One platform. Multiple banking models.

Consumer banking is one part of a broader deposits strategy. Mambu supports personal, business, and stored value models on the same core platform.

banking and deposits


Consumer banking & deposits

Run current accounts and savings with automated servicing and digital-first experiences.

reduce effort


Stored value & digital wallets

Power digital wallets, prepaid cards, and multi-pocket stored value experiences at scale.

Let's get started

Move forward
with Mambu

Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.