Mambu for Embedded Finance
Deliver finance in the moment it matters
A composable, API-first core that lets banks, retailers, telcos, and fintechs embed lending, deposits, wallets, and payments directly into the experiences their customers already use.
The Embedded Finance opportunity
Finance no longer lives in a bank. It lives within the journey.
People want to buy a sofa, book a ride, or scan a QR code and access the right financial product instantly. As retailers, telcos, and digital platforms embed finance into their experiences, institutions need to move faster to stay competitive. Mambu makes that possible.
What you can build with Mambu
Build and embed any financial service with Mambu
From credit at checkout to in-app wallets, Mambu provides the foundation to design, launch, and scale embedded finance experiences across use cases and markets.
Buy Now, Pay Later
Flexible instalment credit for modern commerce: configurable, compliant, and ready to embed at the point of sale.
Banking as a Service
Build a BaaS proposition on a cloud-native core designed for partner-led distribution and scalable growth.
Digital wallets
E-wallets and multi-currency accounts for everyday spending, embedded within apps and platforms.
Purchase finance
Point-of-sale lending and revolving credit facilities, embedded directly into the checkout experience.
Savings plans
Goal-based savings products, composable across customer segments and geographies.
Consumer & microloans
Small-ticket credit available inside apps. From ride-sharing and education platforms to super-apps.
Who it’s for
Built for organisations that want to bring finance closer to their customers
Financial institutions
Extend your distribution reach through third-party platforms and partner channels. Launch embedded financial services without building new infrastructure for every use case.
Retailers & e-commerce
Embed credit, wallets, and checkout finance directly into the customer journey. Own the relationship from browse to repayment, and keep customers inside your ecosystem.
Fintechs
Move from idea to market quickly and scale across products, partners, and geographies without infrastructure becoming a constraint.
Telcos
Turn your subscriber base into a financial relationship. Offer consumer and commercial loans, wallets, and payments within your own platform, using what you already have.
How it works
Configure, connect, and launch, without rebuilding
Mambu's composable architecture helps teams design products, connect partners, and launch quickly, then evolve continuously without disrupting existing services.
Design products your way
Design lending, deposit, and payment products from configurable building blocks. Adjust terms, fees, and flows without heavy IT involvement or long release cycles.
Connect to partners
Integrate KYC, payments, cards, fraud, and insurance partners through an open ecosystem of pre-built connectors. No custom integrations for each new partner.
Launch and scale faster
Go live quickly, then iterate continuously as your product and market evolve, without slowing down the partners or platforms that depend on your services.
Let's get started
Move forward
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.
© Mambu 2026