Modern payments operations
Payment lifecycle management remains overly fragmented

Mambu centralises payment orchestration, processing, liquidity, and compliance in a single control layer, either standalone or integrated with Mambu Core.
Payment processing

Orchestrate payment processing across banks and schemes in one standardised platform, embedding validation, compliance and control into every transaction.
  • Automated technical validations and account checks
  • Built-in screening and compliance controls
  • Core banking account reservation and validation
  • Multi-bank and multi-scheme routing & connectivity
  • Automated payment retries and internal controls
Liquidity management

Centralise liquidity management with access to real-time visibility and programmable cash controls across payment and treasury accounts.
  • Access intra-day liquidity views
  • Multi-currency account management
  • Manual transfers and R-operations
  • Rule-based automated cash sweeps
Automated reconciliations

Automate payment reconciliations between instructions and settlement across schemes and channels.
  • Clearing settlement reconciliation
  • Card and APM settlement reconciliation
  • Fees, refunds and chargebacks reconciliation
  • End-to-end payment reconciliation
Customer stories
Powering payments
for leading institutions
Western Union launched its digital banking app on Mambu and modernised its European payments, expanding beyond money movement into modern banking and payments.

4
live European markets
(DE, IT, RO, PL)

6
months from
legacy to
Payments Hub

100%
SWIFT, SEPA, &
T2 payments
processed
Explore more payment solutions
Extend your payments architecture

Universal gateway
Connect to global payment schemes and partner banks through a fully managed connectivity layer that simplifies multi-bank, multi-scheme payments.

Verification of Payee
Comply with EU Verification of Payee regulation through real-time payee validation using Request to Verify Messages (RVM) to reduce payment errors and fraud.

Core banking platform
Power deposits, lending, and payments on a cloud-native core banking platform built to scale modern financial products and digital banking experiences.
Insights
Insights for the future of payments

Let’s get started
Move forward
with Mambu

Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.