Modern payments operations

Payment lifecycle management remains overly fragmented


Mambu centralises payment orchestration, processing, liquidity, and compliance in a single control layer, either standalone or integrated with Mambu Core.

Payment processing


Orchestrate payment processing across banks and schemes in one standardised platform, embedding validation, compliance and control into every transaction.

  • Automated technical validations and account checks
  • Built-in screening and compliance controls
  • Core banking account reservation and validation
  • Multi-bank and multi-scheme routing & connectivity
  • Automated payment retries and internal controls

Liquidity management


Centralise liquidity management with access to real-time visibility and programmable cash controls across payment and treasury accounts.

  • Access intra-day liquidity views
  • Multi-currency account management
  • Manual transfers and R-operations
  • Rule-based automated cash sweeps

Automated reconciliations


Automate payment reconciliations between instructions and settlement across schemes and channels.

  • Clearing settlement reconciliation
  • Card and APM settlement reconciliation
  • Fees, refunds and chargebacks reconciliation
  • End-to-end payment reconciliation