Lending

Purchase finance

Deliver BNPL, point-of-sale, and embedded lending with instant decisions at checkout, powered by a cloud-native, API-first platform built for high-volume commerce.

Real-time purchase finance

Customers expect instant finance at the point of sale

Legacy lending platforms rely on batch decisions and rigid integrations, creating checkout friction. Mambu enables real-time approvals and embedded finance at scale.

Why lenders choose Mambu for purchase finance

Deliver embedded, real-time finance at checkout, with the flexibility to launch new credit models and scale across channels.

real time

Approve in real time

Approve customers through API-driven decisioning and connect directly into e-commerce, marketplaces, and POS.

launch faster

Launch credit faster

Configure BNPL, instalments, and revolving credit products without custom development or long release cycles.

scale

Scale across channels

Support e-commerce, in-store, and embedded lending with steady performance and high-volume reliability.