Mambu for non-financial institutions
Expand customer relationships into new revenue streams
Build financial services into your customer experience, with a composable platform designed for retailers, telcos and innovators, and give customers more reasons to stay.
The challenge for fintechs
Fintechs lead change and push boundaries. Bad infrastructure always halts progress.
As fintechs build and evolve, their infrastructure should drive them forward. Mambu’s intelligent core enables continuous product development and scalable growth for any of financial offering.
The new finance opportunity
The next wave of financial services starts with your existing customer base
Non-traditional players are expanding into financial services. Capturing this opportunity depends on infrastructure that can turn your advantages into the right financial products.
1.4b
People worldwide remain unbanked
345M
Micro-enterprises operate informally
Build financial services into your
customer ecosystem
customer ecosystem
Launch wallets, lending and payments as part of your product, supported by an intelligent core designed for how financial services are delivered.
Digital wallet
Launch digital wallets with stored value accounts and real-time payments, designed to sit naturally within your customer experience.
Lending
Offer consumer or SME lending, from microloans and salary advances to BNPL, with products that adapt to your customers and use cases.
Embedded finance
Embed financial services directly into your products and customer journeys, using APIs to easily extend what you currently offer.
Digital accounts
Offer digital accounts for balances, transfers and everyday payments, integrated into how your customers already interact with you.
Buy now, pay later
Deliver BNPL and point-of-sale financing as part of your customer experience, aligned to how your customers buy and pay.
Payments
Support disbursements, collections and real-time payments across your products, connecting financial services to how money actually moves.
Customer stories
Leading fintechs build the future of finance on Mambu.
Launched a successful greenfield digital banking platform, enabling much faster market entry and supporting scalable deposits and payments modernisation.
6
months for legacy
to composable
to composable
4
live markets
across Europe
across Europe
100%
SWIFT, SEPA, &
T2 payments
T2 payments
Why innovators choose Mambu
Built for businesses entering financial services
A core that supports regulated financial services, connects your partners and systems, and gives you control over how products are built and delivered.
Run financial services from day one
An intelligent core designed to support financial services from day one, without reworking your systems as you grow and launch new products.
Operate within regulated environments
Support regulated financial services with infrastructure aligned to global standards, built for audit, control and regulatory oversight.
Connect the systems around you
Connect payments, partners and compliance tools through APIs, with one core coordinating how everything works together.
Expand revenue without added cost
Extend your portfolio, grow market share and increase lifetime value, while keeping capital expenditure low and ROI high.
Let's get started
Move forward
with Mambu
with Mambu
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.
© Mambu 2026