- Article - Oct 6, 2025
Islamic Banking
Launch and scale Shari’ah-based products on a composable, cloud-native core that supports Islamic and dual-banking models with clarity, speed, and control.

The legacy challenge
Mambu delivers a purpose-built core for Shari’ah-based products, with automated Islamic Profit Sharing, fund segregation, and dual-banking support at scale.
Designed to support real-world Islamic Banking operations at scale.
Configure and roll out Islamic funding and financing products in weeks using Mambu’s low-code, API-first platform.
Automate contract logic, profit sharing, and approvals with transparent, auditable execution in the core.
Run Islamic and conventional banking on one platform, with separate products, funds, and reporting across markets.
Islamic Banking with Mambu
Design, launch, and run Islamic funding and financing products on a composable, cloud-native core with automation, transparency, and scale built in.
Run Shari’ah-based deposit products including current accounts, savings plans, and fixed deposits with automated profit sharing and transparent fund management, all on a cloud-native core.
Contract coverage
Support Mudarabah, Wakalah, Wadiah, Qard Hassan, and Tawarruq deposit structures without custom builds.
Automated profit sharing
Automate profit sharing across profit pools, expected profit rates, hibah rewards, maturity rules, and pool participation.
End-to-end automation
Onboarding, fund allocation, maturity handling, and statements run automatically with full governance.

Offer Shari’ah-based financing products across retail and business segments with configurable contracts, automated servicing, and transparent customer experiences.
Flexible contract logic
Support Murabahah, Tawarruq financing, Qard Hassan, Ijarah, Musharakah, and Mudarabah with configurable pricing, schedules, and asset workflows.
Automated servicing
Automate disbursement, payment schedules, early settlement, and collections with full lifecycle auditability.
Scalable by design
Support personal financing, auto financing, SME asset-based products, and working capital, scaling securely across products, entities, and markets.

Operate Islamic contracts, profit pools, and approvals independently with transparency, and auditability built in.
Design, launch, and evolve Shari’ah-based products faster using configuration, rules, and APIs instead of custom code.
Operate Islamic and conventional banking side by side with full separation of products, funds, accounting, and reporting at scale.
Customer stories
A full-fledged Islamic bank that launched a new digital Islamic banking proposition on Mambu to accelerate innovation and reach new customer segments.
ringgit in total
assets
managed
months to
launch the first
live pilot
months from
pilot to public
rollout

Ecosystem
Mambu sits at the core of your banking stack. Connect onboarding, KYC, scoring, payments, CRM, and servicing tools to orchestrate end-to-end journeys without lock-in.
Insights
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