Embedded finance is a thriving trend that is rapidly changing the banking and financial services landscape in Southeast Asia. With around 290 million unbanked consumers in the region, embedded finance has the potential to help improve financial inclusion for those who were previously excluded from the formal financial system, as well as offering unrivalled convenience and efficiency to consumers.

By leveraging new technology, African-based fintechs are building solutions to resolve some of the economic issues.

Telcos as banks for the underserved have their sceptics but it is how we use them that counts.