Islamic Banking
Islamic
financing
Launch and scale asset-based financing products, including Murabahah, Tawarruq, and Qard Hassan, on a cloud-native platform built for transparency, flexibility, and growth.
Asset-based financing, simplified
Run Islamic financing products with greater speed, control, and operational clarity.
Launch products faster
Configure Murabahah and Tawarruq products for personal, vehicle, and business financing using low-code tools.
Simplify financing operations
Handle complex Shari’ah contract lifecycles with clear audit trails, eliminating the technical debt of legacy cores.
Built for long-term growth
Scale on a cloud-native platform designed to support new financing products, asset classes, and regulatory requirements.
Modern banking built on Shari’ah principles
Support diverse financing models with flexible contract structures, transparent pricing, and connected ecosystems.
Essential financing contract support
Configure and manage Shari’ah-compliant financing products with the flexibility to support diverse customer and business needs.
Broad contract support
Support Murabahah, Tawarruq, and Qard Hassan contracts for asset acquisition, cash financing, and social-impact lending.
Tailored for every segment
Support personal, vehicle, and business financing with configurable products designed around specific market needs.
Agile configuration
Use low-code tools to manage repayment schedules, fee structures, and financing terms without custom development.
Dynamic profit & pricing control
Replace interest-based logic with flexible controls designed for transparent, cost-plus financing structures.
Transparent pricing
Define cost prices and profit margins (Ribh) with clear disclosure across financing contracts.
No-interest engine
Prevent interest-based logic from being applied to financing products through a native no-interest engine.
Flexible fees and charges
Automate fee structures and late-payment charity contributions while maintaining Shari’ah compliance.
Composable Islamic ecosystem
Extend Islamic financing beyond the core through connected partners, services, and specialised providers.
Connected ecosystem
Connect to commodity brokers via APIs to automate the asset purchase and sale sequences required for Tawarruq financing.
Dual banking flexibility
Manage Islamic and conventional products on a single foundation with operational and accounting segregation.
Cloud-native agility
Scale financing portfolios on resilient, cloud-native infrastructure designed for evolving market and regulatory requirements.
© Mambu 2026