Mambu for non-financial institutions

Expand customer relationships into new revenue streams

Build financial services into your customer experience, with a composable platform designed for retailers, telcos and innovators, and give customers more reasons to stay.

The challenge for fintechs

Fintechs lead change and push boundaries. Bad infrastructure always halts progress.

As fintechs build and evolve, their infrastructure should drive them forward. Mambu’s intelligent core enables continuous product development and scalable growth for any of financial offering.

The new finance opportunity

The next wave of financial services starts with your existing customer base

Non-traditional players are expanding into financial services. Capturing this opportunity depends on infrastructure that can turn your advantages into the right financial products.

1.4b

People worldwide remain unbanked

345M

Micro-enterprises operate informally

Build financial services into your customer ecosystem

Launch wallets, lending and payments as part of your product, supported by an intelligent core designed for how financial services are delivered.

Digital wallet

Launch digital wallets with stored value accounts and real-time payments, designed to sit naturally within your customer experience.

Lending

Offer consumer or SME lending, from microloans and salary advances to BNPL, with products that adapt to your customers and use cases.

Embedded finance

Embed financial services directly into your products and customer journeys, using APIs to easily extend what you currently offer.

Digital accounts

Offer digital accounts for balances, transfers and everyday payments, integrated into how your customers already interact with you.

Buy now, pay later

Deliver BNPL and point-of-sale financing as part of your customer experience, aligned to how your customers buy and pay.

Payments

Support disbursements, collections and real-time payments across your products, connecting financial services to how money moves.

Customer stories

Leading fintechs build the future of finance on Mambu.

Launched a successful greenfield digital banking platform, enabling much faster market entry and supporting scalable deposits and payments modernisation.

6

months for legacy
to composable

4

live markets
across Europe

100%

SWIFT, SEPA, &
T2 payments

Why innovators choose Mambu

Built for businesses entering financial services

A core that supports regulated financial services, connects your partners and systems, and gives you control over how products are built and delivered.


Run financial services from day one

An intelligent core designed to support financial services without reworking systems as you grow and launch new products.


Operate in regulated environments

Support regulated financial services with infrastructure aligned to global standards, built for audit, control and regulatory oversight.


Connect the systems around you

Connect payments, partners and compliance tools through APIs, with one core coordinating how everything works together.


Expand revenue without added cost

Extend your portfolio, grow market share and increase lifetime value, while keeping capital expenditure low and ROI high.

Let's get started

Move forward
with Mambu

Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.