ARTICLE
Enhancing Cards APIs with additional account information to support Stand-In-Processing (STIP)
11 August 2023
Stand In Processing (STIP) allows card networks, such as Mastercard, to approve transactions on behalf of banks when they are offline or unavailable. One of the factors that card networks consider for STIP is the account balance at the time of the authorisation hold.
With this new development from Mambu, the cached account balance information is included in the card authorisation hold API response, improving accuracy and reliability of transactions and enabling the card networks to approve transactions in real-time.
To learn more about our Cards module, please visit our documentation page.
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