WHAT'S NEW AT MAMBU
Product Update
August 2025
Here at Mambu, we’re always seeking new and innovative ways to evolve our platform and help our customers stay ahead. With our proven global track record across markets, we’re committed to giving financial institutions the tools to create modern, flexible financial products that scale with them.
As the founder of modern core banking through our composable approach, we aim to continue to push the boundaries of what's possible so you can focus on building with confidence and moving faster without being held back by the complexity of legacy systems.
After delivering a series of significant enhancements across our platform in our previous update to strengthen our core capabilities, we’re proud to announce the latest set of product improvements to our platform.
Explore the latest releases in our cloud banking platform
More control, less complexity
We’re making it easier to manage your deposit operations. From ownership changes to end-of-day (EOD) processing and compliance reporting, these latest updates are designed to reduce manual work, improve accuracy and help your teams move faster.
- Streamlined UI for deposit account ownership transfers
Manage deposit account ownership changes without hassle directly within the Mambu UI. With a more intuitive interface, aligned with our powerful API capabilities, your teams will experience a smoother operational flow, meaning less time on admin, fewer errors, and faster resolution for customers.
- Enhanced End-of-Day (EOD) processing and real-time balance integrity
We've enhanced our balance handling to guarantee accuracy. No more chasing down manual adjustments or worrying about late-day transactions throwing off your books. Your value-dated balances are always correct, resulting in a more reliable and efficient end-of-day (EOD) process. No delays, no surprises, just accurate balances every time.
- Streamlined accrual reporting
We've overhauled our accrual reporting to support full-month accruals through to the interest application date. This ensures that your financial data is accurate, compliant, and always audit-ready. With a simpler and more transparent process, you can feel secure and confident that your accounting stands up to scrutiny.
Learn more about our Deposits products:
More flexibility for lenders, better experiences for borrowers
Our lending and mortgages updates support more personalised loan structures, giving you more control over how you design, manage and deliver credit products. From smarter fee handling to more flexible repayment options, we’re helping you serve a diverse range of customers accurately with stronger outcomes.
- Configure fees on penalty calculation
You can now configure penalty calculations to include active fees - alongside overdue principal - giving you more precision when setting repayment rules. This lets you launch more creative loan structures, such as zero-interest loans, where penalties on fees are a core component of your business model.
- Manage fees without impacting the loan schedule
It is now possible to configure and manage non-interest-bearing fees without impacting the core loan schedule or triggering arrears. That means more flexibility to offer breathing room for your customers, and fewer headaches for your team by keeping your loan books clean and accurate.
- Support for unscheduled overpayments without impacting the loans schedule
Borrowers can now make unscheduled, principal-only overpayments without changing their regular repayment schedule. That ensures that their statements remain accurate, their loan terms remain fair, and you prevent confusion around interest or term changes - all while ensuring compliance.
Learn more about our Lending products:
Greater control, visibility and reach
We’re continuing to evolve Mambu Payments to make it easier for you to move money quickly, transparently and securely. With more intuitive tools, improved visibility and expanded network connectivity, we’re helping your teams manage payments with confidence and control.
- Enhanced control and visibility across payments operations
We've introduced a powerful set of tools to give you greater control over your payment operations. You can now simplify migrations from legacy systems, automate downstream workflows by linking transactions to internal accounts, and track cross-border payments in real-time with Swift GPI, giving you unprecedented visibility. Your customers and teams can have full confidence in every transaction.
- Improved dashboard experience for developers and ops teams
Our Mambu Payments dashboard has undergone some major usability improvements. With faster workflows like one-click payment duplication, direct account holder management, easier event tracking, and a dedicated support page - everything is within reach from a single, streamlined interface. For your teams, this means less time navigating the system, more time delivering value.
- Expanded partner bank coverage
We have significantly expanded our payment network to provide you with more choice and efficiency for SEPA clearing. Through new integrations with Iberpay, you gain direct access to the Spanish market, while our expanded partnership with ClearBank provides you with more resilient and flexible clearing options across Europe.
Learn more about our Payments product:
Strengthening the foundation of Islamic banking products
Leading up to the announcement of Mambu's expanded Islamic Banking capabilities, we’ve made significant progress in maturing our offering by delivering the essential financial components for our Islamic Profit Sharing (IPS) service - giving you more control and confidence when offering Shar’ah-compliant products.
- Simplified tax compliance
We’ve enabled automatic withholding tax calculation on shared profit amounts for your Islamic funding products. This enhancement ensures that any profit shared with investors or depositors is taxed correctly at the point of distribution based on local regulatory requirements. You can simplify tax handling all while assuring compliance.
- Precise financial reporting
We have introduced specific accounting categories for Mudarib share, profit expenses, and profit payables. This makes it easier to configure your accounting setup in a way that aligns precisely with principles of IPS. Build more trust with auditors, stakeholders and customers alike with clearer, more transparent records.
Learn more about our Islamic banking product:
Elevated scalability, faster insights, and enhanced customer experience
- Strengthened foundational cloud infrastructure
We have made significant investments in our underlying multi-cloud infrastructure to enhance the services we provide. Across both AWS and Azure, we have automated service delivery, migrated key components to fully managed solutions, and improved data integrity checks, resulting in a more stable, reliable, and secure platform for all our customers.
- Launched the next generation of data customisation
We have launched the next generation of our Custom Fields model, starting with savings transactions. This powerful upgrade significantly improves performance, optimises storage, and makes your data easier to both search and manage.
- Rolled out a new generation of high-performance data services
Get the answers you need faster. We’re rolling out a new wave of high-performance data services. Customers are now being migrated to Audit Trail V2, offering faster, more efficient compliance logging. We’ve also made the high-performance ‘Magic Search’ V2 available to all customers, improving user experience with faster search time to support your customer service and internal decision-making.
- Improved the reliability and delivery of data extraction
We have bolstered the reliability and speed of Mambu Extract, particularly for End-of-Day data loads. Automated provisioning speeds up setup, while a complete revamp of our internal monitoring helps us identify and alert you to potential issues proactively. Keep your mind at ease with faster access to daily operational data and fewer delays.
Learn more about our platform and Core services:
Stay tuned
Our goal is to strengthen the core of your business. These enhancements are designed to empower your teams with greater flexibility, efficiency, and control. Please continue to give us your valuable feedback so that we can continue to provide you with the best possible solutions for your offerings.
Until the next update, all of us at Mambu wish you the best of success. Go out there and get after it.
Learn more about these updates by visiting our support documentation, diving into our release notes on the Mambu community or contacting your Customer Success Manager.
© Mambu 2026