PRESS RELEASE
BPCE Payment Services and Mambu announce partnership to support global PSPs entering the EU market
Paris, France 03 September 2025
Building on a successful collaboration powering SEPA payments for over 10 French fintechs and banks — including Natixis CIB Luxembourg, Xpollens, Spendesk, and Swile — BPCE Payment Services and Mambu are expanding their partnership to help global financial institutions access the European Union market.
With this announcement, Mambu’s 260+ international customers — as well as any other non-EU fintech applying for or holding an EU license — can now launch compliant, scalable financial services in the EU by using a joint solution that combines Mambu’s composable banking platform and BPCE Payment Services’ SEPA infrastructure.
A clear path into Europe’s financial ecosystem
The EU remains one of the world’s most attractive financial markets. Thanks to its passporting regime, institutions can access over 450 million consumers across the European Economic Area (EEA) with a single license — making the EU the largest integrated financial market. At the same time, the region’s regulatory environment, built around frameworks such as PSD2 (and soon PSD3), creates a level playing field for FIs while encouraging innovation and ensuring compliance.
For global fintechs, this partnership offers two clear advantages. It allows them to serve existing customers with operations or users in Europe, while also creating a straightforward path to address the European domestic market. With a diverse, digitally-advanced customer base and strong demand for alternative financial services, the European market presents a strategic opportunity for these fintechs.
© Mambu 2026