PRESS RELEASE
Mambu unveils 2026 fintech outlook report, exploring regulation, stablecoins and Gen Z payments
Amsterdam, Netherlands, 3 December 2025
Mambu, the leading SaaS cloud banking platform, today announced the launch of its annual 2026 Predictions Report, offering a forward-looking view of the innovations, challenges and market forces set to define the next phase of financial services. Drawing on insights from Mambu’s own experts and its network of partners and customers, the report brings together expert viewpoints on the technologies steering the industry into 2026 and beyond.
In this latest edition, the report explores the rapidly evolving landscape of fintech, from the rise of agentic AI and the financial behaviours of Gen Z and Gen Alpha, to the growing adoption of embedded finance, stablecoins, crypto and blockchain, and innovation across cybersecurity, compliance, and regulation. The report also highlights emerging opportunities in Islamic banking, a sector experiencing significant global expansion.
"As the year draws to a close and we look ahead to the opportunities that 2026 holds, I am filled with optimism for the future of financial services. This year has been marked by purposeful progress in our industry, moving beyond simple enablement to truly empowering people. Our 2026 predictions report reflects the conversations shaping the future of banking and payments, capturing both the disruptive forces at play and the human-centred outcomes they aim to deliver.”
Fernando Zandona
CEO, Mambu
This report celebrates not only the company’s continued technological progress but also the partnerships and achievements that have enabled broader financial access and innovation across global markets.
The full 2026 Predictions Report is now available for download here.
© Mambu 2026