Form3 is a leading provider of cloud-native, real-time payments infrastructure for banks and fintechs. Through a single API, it connects financial institutions to domestic and international payment schemes, enabling secure, resilient, 24/7 payments without the cost and risk of building and operating payments systems in-house.
Form3’s platform is architected across multiple cloud providers (AWS, Azure and GCP), ensuring uninterrupted payment processing even in the event of a full cloud outage. This deliberate, regulator-aligned design addresses growing concerns around operational resilience, cloud concentration risk and data sovereignty.