How Alma built a payment infrastructure for growth

Alma's business model couldn't keep pace with its rapid growth. By switching to a direct SEPA setup with Mambu Payments and BNP Paribas, they cut costs by 30%, automated merchant payouts, and unlocked strategic capabilities like instant payments and their own IBANs.

0,000+
merchants
0x
faster migration, from corporate to SEPA indirect participation
-0%
cost per payment

Alma

About the customer

Founded in 2018, Alma is a leading buy now, pay later (BNPL) provider in France and a major player in the European market. The retail tech's mission is to simplify commerce by enabling merchants to sell better and consumers to buy better.

Alma provides merchants and their clients with the best offers possible, delivering a wide portfolio of BNPL solutions.

  • Processing payments in 10 European countries
  • More than 22,000 active merchants
  • Serving more than 8 million consumers
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