Building next-generation commercial real estate lending in Norway with Mambu and Knowit
Eiendomskreditt has selected Mambu's cloud-native core banking platform, implemented by Knowit, to modernise its technology foundation. The new solution will replace the Norwegian lender’s existing core banking platform with a flexible, scalable architecture designed to support future growth, operational efficiency and continued innovation.
About the customer
Founded in 1997, Eiendomskreditt is a specialist mortgage provider focusing on the Norwegian CRE sector.
Eiendomskreditt focuses on lending to small and medium-sized (SME) professional real estate developers, and are financing commercial properties, housing association mortgages, and residential rental portfolios.
The challenge
Building a platform for future growth
As a specialised lender serving Norway's commercial real estate market, Eiendomskreditt required a modern core banking platform capable of supporting future growth and evolving business requirements.
The company sought greater flexibility, scalability and operational efficiency across loan origination, product configuration, credit handling and portfolio management. At the same time, it needed a technology foundation that could support regulatory requirements and provide better access to real-time data and insights.
The company sought greater flexibility, scalability and operational efficiency across loan origination, product configuration, credit handling and portfolio management. At the same time, it needed a technology foundation that could support regulatory requirements and provide better access to real-time data and insights.
The solution
A modern core by Mambu, implemented by Knowit
In early 2026, Eiendomskreditt selected Knowit as its implementation and integration partner and Mambu as its cloud-native core banking platform to support the modernisation of its lending operations and technology landscape.
Through Knowit's BankConnect integration platform, Mambu will become the core banking engine underpinning Eiendomskreditt's lending operations. The new composable architecture will streamline lending operations while enabling greater interoperability across Eiendomskreditt's technology landscape.
Through Knowit's BankConnect integration platform, Mambu will become the core banking engine underpinning Eiendomskreditt's lending operations. The new composable architecture will streamline lending operations while enabling greater interoperability across Eiendomskreditt's technology landscape.
The impact
Positioning the business for the future
Once implemented, the new platform will improve operational efficiency, enhance data quality and provide better real-time insight across lending operations.
The modern architecture will help Eiendomskreditt simplify complexity, accelerate innovation and strengthen its ability to respond to changing market and regulatory requirements. Through its long-term partnership with Knowit and Mambu, the company is building a foundation for future growth and continued modernisation.
The modern architecture will help Eiendomskreditt simplify complexity, accelerate innovation and strengthen its ability to respond to changing market and regulatory requirements. Through its long-term partnership with Knowit and Mambu, the company is building a foundation for future growth and continued modernisation.
“This project represents an important step in strengthening Eiendomskreditt’s technological foundation. By combining Mambu’s flexible core banking platform with Knowit’s integration expertise and BankConnect, we are delivering a solution that supports future growth, regulatory requirements and efficient operations.”
- Eirik N. Christensen, CEO at Eiendomskreditt AS
Innovation through core modernisation
Incumbent banks and challengers are facing increased expectations to deliver fast, frictionless, digital services to their customers but costly and restrictive legacy infrastructure is holding them back.
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