WHAT'S NEW AT MAMBU
Product Update
May 2025
At Mambu, we continue to evolve our platform to empower financial institutions to build modern financial experiences with speed, agility, and confidence.
In Q1 2025, we delivered a series of significant enhancements across our platform, strengthening our core capabilities while laying the foundation for future innovation.
Each update is designed to help our customers operate more efficiently, scale more confidently, and better serve their end clients.
Explore the latest releases in our cloud banking platform
Enabling greater flexibility and operational agility
In Q1 2025, our focus was delivering key enhancements that improve operational agility, streamline account management, and ensure more accurate financial processing. These updates empower institutions to better handle real-world banking scenarios, automate complex processes, and stay aligned with regulation.
Deposit account ownership transfers via our UI
Enables institutions to seamlessly transfer account ownership directly through the Mambu UI, reducing operational complexity and improving servicing for scenarios such as client transitions, inheritance, or mergers. Learn more
Branch reassignment for deposit accounts
Allows accounts to be reassigned across branches, supporting operational agility during branch restructures or closures without disrupting customer relationships. Learn more
Enhanced End-of-Day (EOD) transaction handling
Ensures correct sequencing of transactions and interest application at the start of each day, eliminating discrepancies and improving the accuracy of balances for better financial reporting.
Flexible interest rate changes by value date
Supports backdated or future-dated changes to interest rates in alignment with IFRS 9 standards, improving responsiveness to market changes while maintaining accrual integrity and audit compliance. Learn more
Expanding flexibility and improving borrower experiences
We advanced our lending and mortgages capabilities to support more personalised loan structures empowering lenders to better tailor products to customer needs while maintaining operational accuracy and driving stronger financial outcomes.
Equal instalment handling for loans with grace periods
Provides the ability to maintain consistent repayment amounts even when repayments are delayed, enhancing customer experience and simplifying cash flow management.
A configurable overpayment threshold for Dynamic Mortgage Loans
Allows lenders to control whether a customer's overpayment should immediately impact future instalments based on a pre-defined threshold. This flexibility helps lenders manage communications and expectations, ensuring borrowers are notified before changes take effect.
New daily compounding interest with daily rest
Supports more accurate mortgage interest calculations, aligning with regulatory requirements and customer preferences across multiple jurisdictions.
Decoupling interest on arrears from the standard payment schedule
Introduces greater flexibility for lenders to manage delinquency. Institutions can now charge, hold, or write off arrears interest separately, with dedicated General Ledger tracking for improved reporting and operational control.
Stronger foundations for scalable card solutions
In Q1 2025, we introduced foundational improvements to support more accurate and compliant card processing.
Currency code validation in the Cards API
Validates currency codes on transactions to ensure ISO 8583 compliance and reduce processing errors, improving customer trust and operational accuracy.
Tenant-specific throughput controls
Introduces configurable API rate limits per tenant, ensuring stability, fairness, and high performance in shared environments even as transaction volumes grow.
New advanced payment capabilities
Following the acquisition of Numeral, we introduced enhanced payment capabilities under Mambu Payments and delivered significant enhancements to payments operations. These enhancements help our customers scale payment operations faster, with greater confidence and regulatory compliance.
Category Purpose Code (CPC) support for SEPA payments
Enables accurate classification and reporting of transactions for Dutch regulatory requirements, supporting compliance and simplifying operations.
Multi-threaded SEPA batch processing
Accelerates the processing of large SEPA files, reducing settlement times and improving liquidity management for institutions handling high volumes.
Expanded partner bank integrations
Adds direct connectivity to ClearBank (UK), Memo Bank (France), and Intesa Sanpaolo (Italy), increasing domestic reach, real-time capabilities, and customer choice in payment routing. Learn more
Payment approval workflows and custom user roles
Offers enhanced control over payment approvals and operational access, strengthening compliance and internal controls while improving efficiency. Learn more
SEPA claims and inquiries dashboard
Elevating scalability, driving faster insights, and enhanced customer experience
Support case update requests via Customer Service Portal
Empowers customers to request case updates independently, improving transparency and reducing friction in support interactions.
Optimised Custom Fields for savings transactions
Improved storage and performance of custom fields delivering faster write and retrieval speeds. This enhances scalability and optimises performance even when your custom field volume grows.
New Audit Trail solution rollout
Provides scalable, reliable event tracking to support regulatory compliance and internal audit needs, while improving system performance.
Phased rollout of Magic Search
Delivers faster, smarter search functionality with prefix matching for critical entities, helping users locate information quickly and improving operational efficiency.
Optimised Mambu Extract
Stay tuned
These enhancements are designed to empower our customers with greater flexibility, efficiency, and control. Learn more about these updates by visiting our support documentation, diving into our release notes on the Mambu community or contact your Customer Success Manager.
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