Transforming finance in ASEAN
Cloud, composability and the road to inclusion
16 June 2025
The financial world is undergoing rapid transformation, particularly in the dynamic ASEAN region. A recent panel discussion at the Asian Banker Summit 2025 in Jakarta explored how cloud-native platforms, open banking, and open finance are revolutionizing global finance. Among them was David Becker, Managing Director, Head of APAC Sales at Mambu, who shared important insights into how Mambu's cloud-native and composable banking platform drives this change. Let's look into the highlights.
Cloud-native power vs. Cloud-hosted limitations
Starting off the discussion, David emphasised the vital distinction between cloud-native and traditional cloud-hosted solutions. Mambu builds its cloud-native architecture for the cloud, not simply deployed on it. This design difference enables true on-demand scalability, which is crucial for institutions operating in dynamic and often unpredictable markets. Mambu’s cloud-native and composable architecture allows financial institutions to launch new features, deploy Sharia-compliant products, or integrate real-time payments in weeks, not years unlike legacy systems adapted for the cloud.
This kind of agility fuels continuous innovation, letting new entrants in emerging markets adapt rapidly, offer competitive services, and seize opportunities faster than legacy players. The ability to respond to customer needs and regulatory shifts quickly can be the difference between success and stagnation.
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