Report
Modernise the core without the risk
The business case for building resilience with composable architecture
Today, banks face unprecedented pressure from fast-moving fintechs and rising customer expectations. While 74% of customers demand digital experiences as smooth as the best in tech, many institutions remain held back by rigid legacy systems.
This ungated report explores a smarter way to evolve. Learn how a multi-core, composable strategy allows you to build a modern, cloud-native core, at your own pace.
Transform your core for continuous growth
The most competitive banks no longer see the core as a constraint, but as a driver of resilience and innovation. Monolithic systems are rigid, costly to maintain and slow to adapt, while layering on new features only adds complexity and risk.
A composable mindset changes that. Instead of a risky “big bang” replacement, you can modernise incrementally, building a flexible foundation that reduces operational strain and unlocks measurable impact, including up to 50% lower maintenance resources reported by Mambu customers after migration.
In this report, you’ll discover:
Why sudden core replacements lead to inflated budgets and critical downtime
How flexible architecture enables you to launch and scale products at your own pace
Where operational savings come from in a composable model
Core modernisation
The customers paving the way
Bank Muamalat built its Islamic banking greenfield on a modern cloud core, launching a pilot in just 9 months and advancing its long-term modernisation strategy.
GoTyme Bank cut operational costs by 50% in just six months after moving 85% of its core operations to Mambu.
N26 reached over 4.8 million revenue relevant customers across 24 markets in Europe by building on a composable platform.
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