Flowe's strategic shift to a Payments-as-a-Service model, powered by Mambu

In 2023, Italian challenger bank Flowe pivoted to become a Payments-as-a-Service provider. Within 6 months, leveraging Mambu's composable core banking platform, Flowe now offers white-labeled payment solutions and embedded finance capabilities to businesses and financial institutions.

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launch as a digital bank
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strategic pivot to a Payments-as-a-Services provider
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months to build Payments-as-a-Service offering

Flowe

About the customer

In 2020, Italian incumbent and financial leader Banca Mediolanum launched Flowe, a challenger bank with the ambition of redefining the banking experience through digital, sustainable, and user-friendly solutions.

Today, recognising the growing opportunity of embedded finance, Flowe offers its market-proven formula and payment expertise to support businesses with reliable, flexible, and innovative solutions.

Through white-labeled payment solutions, Flowe supports businesses and financial institutions to integrate embedded finance, payments and value added services into their business models and implement customisable, scalable, and secure payment and collection solutions.