- Report - Mar 23, 2026
Lending
Deliver BNPL, point-of-sale, and embedded lending with instant decisions at checkout, powered by a cloud-native, API-first platform built for high-volume commerce.

Real-time purchase finance
Legacy lending platforms rely on batch decisions and rigid integrations, creating checkout friction. Mambu enables real-time approvals and embedded finance at scale.
Deliver embedded, real-time finance at checkout, with the flexibility to launch new credit models and scale across channels.

Approve customers through API-driven decisioning and connect directly into e-commerce, marketplaces, and POS.

Configure BNPL, instalments, and revolving credit products without custom development or long release cycles.

Support e-commerce, in-store, and embedded lending with steady performance and high-volume reliability.
Purchase finance
Configure credit products, automate high-volume lifecycles, and embed real-time finance directly into checkout and partner journeys.
Capabilities

Lifecycle

Integration

Payments

Customer stories

Migrated its full financing portfolio to Mambu’s composable platform, accelerating product delivery while meeting strict Swiss compliance and data residency requirements.
months to first
live product
faster product
setup
data residency
in Switzerland

Lending products
Run consumer, business, embedded, and mortgage lending on a single platform, and scale across products, markets, and use cases without changing your core.

Build fast, transparent consumer lending experiences with automation and API-first loan orchestration.

Scale SME and business lending products with flexible workflows and advanced lifecycle management.

Support diverse mortgage products with robust collateral management and automated servicing.
Insights
Let's get started
Clear next steps for organisations ready to modernise, scale, and build the future of finance with confidence.