ABN AMRO scales digital SME lending offering with Mambu
New10 went from concept to market in just 10 months, delivering 15-minute credit decisions, automated risk profiling and 2-day loan disbursal.
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NEW10
About the customer
Launched in 2016 by the Dutch bank giant ABN AMRO, New10 is a digital lending spinoff designed to address shifting market dynamics.
It combines the speed and innovation of a fintech with ABN AMRO's financial expertise and resources. Targeting small and medium-sized businesses, New10 offers simple, transparent loans ranging from €20,000 to €1,000,000 through fast, user-friendly processes and tools.
New10 focuses on automating financing to help Dutch SMEs tackle productivity challenges and access capital efficiently.
The challenge
Innovating boldly, unburdened by legacy
In their search for new market opportunities, ABN AMRO were faced with the rise of fintechs and bigtech and a legacy core system and an operating model that were too slow, costly, and resource-intensive to compete effectively.
With New10, ABN Amro wanted to go to market fast and focus their development efforts on customer-facing value creation. A composable, lean, and cloud-native solution that is infinitely scalable and flexible and that would cost only a fraction of a traditional system is just what they needed.
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