Banking
- Article - May 27, 2026
How Bank Muamalat is scaling Malaysia’s first homegrown Islamic digital bank with Mambu
Discover how Bank Muamalat launched ATLAS in nine months using Mambu to scale digital growth and de-risk core modernisation.
Report
Transforming Banking in Asia Pacific
De-risking for Digital Reinvention
The digital revolution is sweeping across Asia Pacific (APAC), and incumbent banks are facing a critical crossroads. The demand for fintech innovation is no longer a distant call—it's a necessity for survival. In a market flooded with digital challengers, traditional banks must evolve or risk becoming obsolete.
Our latest report explores the imperative of core modernization, unveils the risks of inertia, and presents a strategic approach to transformation that ensures future success.
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Innovate with incremental change to build a lasting impact
The landscape of banking in APAC is undergoing a seismic shift. Long-standing financial institutions are compelled to accelerate their transformation efforts due to regulatory changes, growth in digital banking and payments, and increased demand for seamless experiences.
Mambu facilitates rapid transformation for banks without the need for a comprehensive replacement of the core technology. Through configurations and composable technology, clients can achieve the value they need through a dual or parallel change route, which enables them to compete effectively with digital challengers.
Core bank transformation is future critical
Demand for fintech innovation is moving downstream, making core modernisation a necessity for APAC’s incumbent banks as they seek to combat churn and win growth in markets flooded with digital challengers.
Shifting expectations
The digital banking era is revolutionising experiences in APAC
Competition won't wait
Incumbent banks are exposed to risk due to a lack of transformation
Future proof your business
Innovation is crucial to safeguarding for the future
Customers powered by Mambu
“With Mambu we have selected the best-performing and most reliable cloud-native banking platform on the market, and we feel very confident that we have made the right decision.”
“Mambu is a veteran in a young market, and offered a robust, cloud-native solution that operates seamlessly removing all pain points.”
“Like Cake, Mambu is nimble and agile, and we are excited about the potential of what our two tech-focused businesses can do together.”
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